North American Product Classification System (NAPCS) Canada 2017 Version 1.0

761 - Financial services (except insurance)

This group comprises financial system regulatory services; account and cash management products; loans and other credit financing products; investment products; financial planning services and trust products for individuals, businesses, institutions (except unincorporated) and governments; and products supporting financial services.

76121 - Account and cash management products

This class comprises money management services, provided to customers by means of deposit accounts, such as chequing, savings and time accounts, and specialized cash management services that enable businesses to handle cash, transfer monies, and in general make and receive payments.

761212 - Separately-priced deposit account products

This subclass comprises services related to deposit accounts, sold on an individual basis.

7612121 - Separately-priced deposit account products

Services related to deposit accounts, sold on an individual basis.

• Illustrative example(s)

  • charges for cheque processing
  • charges for non-sufficient funds
  • charges for performing stop payments
  • charges for providing statements, cancelled cheques and other information items
  • charges made for automated banking machine (ABM) transactions
  • charges made for automated banking machine (ABM) transactions with smartphones
  • convenience fees and network access fees charged for accessing third-party automated banking machines (ABMs)
  • early-withdrawal penalties charged to customers

  All examples

• Inclusion(s)

  • cheque cashing services

• Exclusion(s)

  • private-brand ABM service charges (See 7618132 Automated banking machine (ABM) operation products)