North American Product Classification System (NAPCS) Canada 2017 Version 1.0

761 - Financial services (except insurance)

This group comprises financial system regulatory services; account and cash management products; loans and other credit financing products; investment products; financial planning services and trust products for individuals, businesses, institutions (except unincorporated) and governments; and products supporting financial services.

76111 - Financial system regulatory services

This class comprises services provided by central banks, other government agencies, and self-regulatory bodies (such as stock exchanges) to regulate financial systems and markets, and the participants in those systems and markets.

76121 - Account and cash management products

This class comprises money management services, provided to customers by means of deposit accounts, such as chequing, savings and time accounts, and specialized cash management services that enable businesses to handle cash, transfer monies, and in general make and receive payments.

76131 - Loans

This class comprises loans that represent the direct lending of funds under legal contract, either unsecured or secured by the assets being financed or by other assets, but without the exchange or the use of securities as collateral.

76141 - Credit financing (except loans)

This class comprises credit card services; factoring; financial leasing; and sales financing.

76151 - Other credit financing products

This class comprises financing services related to trading and dealing in securities which generally involve the use of securities as collateral or as the lent instrument, as well as other credit financing products, n.e.c.

76161 - Investment products

This class comprises securities origination products; brokering and dealing of financial instruments; and brokerage correspondent products.

76171 - Personal trust and financial planning services

This class comprises trust services and financial planning and investment management services intended for private individuals.

76172 - Trust and financial planning services for businesses, institutions, and government

This class comprises trust services and financial planning and investment management services for businesses, institutions (except unincorporated), and governments.

76181 - Products supporting financial services

This class comprises management of financial market and clearing products; automated clearing house products; and other products supporting financial services.

• Exclusion(s)

  • issuing risk ratings of companies and securities (See 7811361 Credit rating services)