Variant of NAICS 1997 - Labour Force Survey (LFS) Industries

52229 - Other Non-Depository Credit Intermediation

This industry comprises establishments, not classified to any other industry, primarily engaged in making cash loans or granting credit to consumers and businesses through credit instruments other than credit cards, sales finance agreements, or financial leases. Examples of types of lending are consumer credit, real estate credit, international trade financing, secondary market financing, and other non-depository credit intermediation.

522291 - Consumer Lending

This Canadian industry comprises establishments primarily engaged in providing unsecured cash loans to consumers. However, some cash lending activities may be secured by a chattel mortgage enabling the lender to take possession of the chattel in case of default. Examples of establishments in this Canadian industry are consumer loan companies, personal finance companies and small loan companies.

• Example Activities:

  • Mutual benefit associations (loan association)
  • Personal credit institutions
  • Personal loan companies

522299 - All Other Non-Depository Credit Intermediation

This Canadian industry comprises establishments, not classified to any other Canadian industry, primarily engaged in providing non-depository credit, such as real estate credit, international trade financing, short-term inventory credit and loans, working capital credit, and agricultural credit and loans. Examples of establishments in this industry are factoring companies, pawnshops, mortgage companies and government credit agencies that make direct loans or extend credit.

• Example Activities:

  • Factoring companies
  • Pawnbrokers
  • Secondary market financing (i.e, buying, pooling and repackaging loans for sale to others)