Survey of Financial Security - 2019 (SFS)

Language Minimum (LAN) - Question identifier:LAN_Q01

Can you speak English or French well enough to conduct a conversation?

• 1: English only
• 2: French only
• 3: Both English and French
• 4: Neither English nor French
• 8: RF
• 9: DK

Immigration block (IMN) - Question identifier:IMN_Q15

In what year did you first come to Canada to live?

Min = 1870; Max = 2100

Immigration block (IMN) - Question identifier:IMN_Q16

Are you now, or have you ever been a landed immigrant in Canada?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Immigration block (IMN) - Question identifier:IMN_Q17

In what year did you first become a landed immigrant in Canada?

Min = 1870; Max = 2100

Immigration block (IMN) - Question identifier:IMN_Q19

Are you Canadian by birth or by naturalization?

• 1: By birth
• 2: By naturalization
• 8: RF
• 9: DK

Aboriginal Minimum (AMB) - Question identifier:AMB_Q01

Are you an Aboriginal person, that is, First Nations, Métis or Inuk (Inuit)? First Nations includes Status and Non-Status Indians.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Aboriginal Minimum (AMB) - Question identifier:AMB_Q02

Are you First Nations, Métis or Inuk (Inuit)?

• 1: First Nations (North American Indian)
• 2: Métis
• 3: Inuk (Inuit)
• 8: RF
• 9: DK

Education Highest Degree (EHG1) - Question identifier:EHG1_Q01

What is the highest certificate, diploma or degree that you have completed?

• 1: Less than high school diploma or its equivalent
• 2: High school diploma or a high school
  equivalency certificate
• 3: Trade certificate or diploma
• 4: College, CEGEP or other non-university
  certificate or diploma (other than trades
  certificates or diplomas)
• 5: University certificate or diploma below the
  bachelor's level
• 6: Bachelor's degree (e.g. B.A., B.Sc., LL.B.)
• 7: University certificate, diploma, degree above the
  bachelor's level
• 8: RF
• 9: DK

Main activity (ACT) - Question identifier:ACT_Q01

At the beginning of 2019, what was your main activity?

• 01: Working at a job or business or self employed
• 02: Looking for work
• 03: Going to school
• 04: Caring for children
• 05: Household work
• 06: Retired
• 07: Maternity/paternity or parental leave
• 08: Long term illness
• 09: Volunteering or care-giving other than for children
• 10: Other - Specify
• 98: RF
• 99: DK

Ever worked (EW) - Question identifier:EW_Q01A

Are you currently working at a job or business? (regardless of the number of hours)

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Ever worked (EW) - Question identifier:EW_Q01B

Do you have a job or business from which you are absent?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Ever worked (EW) - Question identifier:EW_Q01

Have you ever worked at a job or business?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Current labour force characteristics (EE) - Question identifier:EE_R03

The following questions are about your main job.
(The main job is the one for which someone currently works the greatest number of hours per week.
If two jobs have equal hours, select the job with the highest pay).

Current labour force characteristics (EE) - Question identifier:EE_Q03

Are you an employee or self-employed?

• 1: Employee
• 2: Self-employed
• 3: Working in a family business without pay
• 8: RF
• 9: DK

Current labour force characteristics (EE) - Question identifier:EE_Q04

Is your business or farm incorporated?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Current labour force characteristics (EE) - Question identifier:EE_Q05_1

What is the full name of your business?

Long Answer Length = 50

Current labour force characteristics (EE) - Question identifier:EE_Q05_2

For whom do you work?

Long Answer Length = 50

Current labour force characteristics (EE) - Question identifier:EE_Q06

What kind of business, industry or service is this?

Long Answer Length = 50

Current labour force characteristics (EE) - Question identifier:EE_Q07

What kind of work are you doing?

Long Answer Length = 50

Current labour force characteristics (EE) - Question identifier:EE_Q08

What are your most important activities or duties?

Long Answer Length = 50

Current labour force characteristics (EE) - Question identifier:EE_Q09

Do you usually work 30 hours or more per week at this job?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Current labour force characteristics (EE) - Question identifier:EE_Q10M

When did you first [start working for this employer/start your business or farm], ignoring any temporary breaks?

• 01: January
• 02: February
• 03: March
• 04: April
• 05: May
• 06: June
• 07: July
• 08: August
• 09: September
• 10: October
• 11: November
• 12: December
• 98: RF
• 99: DK

Current labour force characteristics (EE) - Question identifier:EE_Q10Y

(When did you first [start working for this employer/start your business or farm], ignoring any temporary breaks?)

Min = 1950; Max = 2019

Current labour force characteristics (EE) - Question identifier:EE_Q12

Are you a union member at this job?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Current labour force characteristics (EE) - Question identifier:EE_Q13

Are you covered by a union contract or collective agreement?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Current labour force characteristics (EE) - Question identifier:EE_Q14A

In this job, do you participate in:
a group RRSP?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Current labour force characteristics (EE) - Question identifier:EE_Q14B

(In this job, do you participate in: )
a Deferred Profit Sharing Plan (DPSP)?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Current labour force characteristics (EE) - Question identifier:EE_Q14C

(In this job, do you participate in: )
an employer or union sponsored pension plan, other than the Canada or Québec Pension Plan?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Current labour force characteristics (EE) - Question identifier:EE_R15

The following questions are about your pension plan at work. This information will be combined with information from the Pension Plans in Canada Survey. The information we obtain will be used for statistical purposes only, and will be kept confidential.

Current labour force characteristics (EE) - Question identifier:EE_Q15A

What is the name of your employer pension plan?

Long Answer Length = 50

Current labour force characteristics (EE) - Question identifier:EE_Q15B

What is the registration number of this plan?
(Box 50 on this person's T4 slip.)

Min = 0; Max = 999999995

Current labour force characteristics (EE) - Question identifier:EE_Q15C

How much did you contribute to this plan in 2018?
(Box 20 on this person's T4 slip.)

Min = 0; Max = 9999995

Current labour force characteristics (EE) - Question identifier:EE_Q15D

What was your pension adjustment in 2018?
(Box 52 on this person's T4 slip.)

Min = 0; Max = 9999995

Current labour force characteristics (EE) - Question identifier:EE_Q15EY

For how many years and months have you been a member of that plan?

Include all time in this plan, even if with a previous employer; time that was bought back.

Exclude periods not covered by the plan (e.g. maternity leave not bought back, temporary layoff, etc.)

(This information might be available in the annual statement provided by the pension plan.)

Min = 0; Max = 35

Current labour force characteristics (EE) - Question identifier:EE_Q15EM

(For how many years and months have you been a member of that plan?

Include all time in this plan, even if with a previous employer; time that was bought back.

Exclude periods not covered by the plan (e.g. maternity leave not bought back, temporary layoff, etc.)

(This information might be available in the annual statement provided by the pension plan.))

Min = 0; Max = 11

Labour force participation in 2018 (FF) - Question identifier:FF_Q01

In 2018, did you work for pay?

• 1: Yes - mostly full-time
• 2: Yes - mostly part-time
• 3: No
• 8: RF
• 9: DK

Labour force participation in 2018 (FF) - Question identifier:FF_Q02

How many weeks did you work (in 2018)?

Min = 1; Max = 52

Total Personal Income (TPI) - Question identifier:TPI_Q01

What is your best estimate of your total personal income, before taxes and deductions, from all sources during the year ending December 31, ]?

(Income can come from various sources such as from work, investments, pensions or government. Examples include Employment Insurance, Social Assistance, Child Tax Benefit and other income such as child support, spousal support (alimony) and rental income.)

Min = -9000000; Max = 90000000

Total Personal Income (TPI) - Question identifier:TPI_Q02

Can you estimate in which of the following groups your personal income
falls? Was your total personal income during the year ending December 31, ]... ?

• 1: Less than $30,000, including income loss
• 2: $30,000 and more
• 8: RF
• 9: DK

Total Personal Income (TPI) - Question identifier:TPI_Q03

Please stop me when I have read the category which applies to you.

Was it... ?

• 1: Less than $5,000
• 2: $5,000 to less than $10,000
• 3: $10,000 to less than $15,000
• 4: $15,000 to less than $20,000
• 5: $20,000 to less than $25,000
• 6: $25,000 to less than $30,000
• 8: RF
• 9: DK

Total Personal Income (TPI) - Question identifier:TPI_Q04

Please stop me when I have read the category which applies to you.

Was it... ?

• 01: $30,000 to less than $40,000
• 02: $40,000 to less than $50,000
• 03: $50,000 to less than $60,000
• 04: $60,000 to less than $70,000
• 05: $70,000 to less than $80,000
• 06: $80,000 to less than $90,000
• 07: $90,000 to less than $100,000
• 08: $100,000 and over
• 98: RF
• 99: DK

Previous employer pension plans (HH) - Question identifier:HH_Q02

Other than a pension plan you may have already mentioned, in the past did you belong to any other employer pension plans?

Do not consider:
- Canada or Québec Pension Plan,
- a group RRSP,
- a Deferred Profit Sharing Plan,
- foreign pension plans.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Previous employer pension plans (HH) - Question identifier:HH_Q03

To how many such employer pension plans did you previously belong?

Min = 1; Max = 10

Previous employer pension plans (HH) - Question identifier:HH_R04

The next questions refer to the plan to which you belonged the longest.

Previous employer pension plans (HH) - Question identifier:HH_Q04

Are you currently receiving benefits from this plan?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Previous employer pension plans (HH) - Question identifier:HH_Q05

When you left this plan, what happened to the funds that had accumulated in it? Were they...?

• 1: Left in the plan
• 2: Transferred to a new employer pension plan
• 3: Transferred to an RRSP (including LIRA)
• 4: Returned to this person in a lump sum
• 5: Other - Specify
• 8: RF
• 9: DK

Previous employer pension plans (HH) - Question identifier:HH_Q07

For whom did you work when you belonged to this plan?

(Name of business, government department, agency, person, etc.)

Long Answer Length = 50

Previous employer pension plans (HH) - Question identifier:HH_Q08

What kind of business, industry or service was this?

(For example, wheat farm, road maintenance, retail shoe store, secondary school.)

Long Answer Length = 50

Previous employer pension plans (HH) - Question identifier:HH_Q09

In what year did you stop working for this employer?

Min = 1950; Max = 2019

Previous employer pension plans (HH) - Question identifier:HH_Q10

In the last full year that you worked for this employer what were your total earnings, before taxes or other deductions? Exclude any commissions, tips, bonuses or paid overtime.

Min = 8; Max = 9999995

Previous employer pension plans (HH) - Question identifier:HH_Q11Y

For how many years and months were you a member of that employer pension plan?

Please include all time in this plan, even if it was with a previous employer or time bought back.
Please exclude periods not covered by the plan (e.g. maternity leave not bought back, temporary layoff, etc.)

Min = 0; Max = 35

Previous employer pension plans (HH) - Question identifier:HH_Q11M

(For how many years and months were you a member of that employer pension plan?

Please include all time in this plan, even if it was with a previous employer or time bought back.
Please exclude periods not covered by the plan (e.g. maternity leave not bought back, temporary layoff, etc.))

Min = 0; Max = 11

Pension plan benefits - in pay (IP) - Question identifier:IP_Q02

Are you currently receiving benefits from an employer pension plan?

This does not include benefits of any kind from the Canada or Québec Pension Plan.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Pension plan benefits - in pay (IP) - Question identifier:IP_Q03

Are you receiving benefits from more than one employer pension plan?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Pension plan benefits - in pay (IP) - Question identifier:IP_R04

The following questions are about the largest pension you are receiving.

Pension plan benefits - in pay (IP) - Question identifier:IP_Q04

Is this a pension benefit from a previous employer or is it a spousal or survivor benefit?

• 1: Previous employer
• 2: Spousal or survivor
• 8: RF
• 9: DK

Pension plan benefits - in pay (IP) - Question identifier:IP_Q05

Is any portion of this benefit an orphan's pension?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Pension plan benefits - in pay (IP) - Question identifier:IP_Q07

Does this plan offer a temporary supplement paid until the person becomes eligible for Old Age Security or the Canada Pension Plan (CPP) / Québec Pension Plan (QPP)?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Pension plan benefits - in pay (IP) - Question identifier:IP_Q08A

What is the total monthly amount of this pension benefit?

Min = 0; Max = 99995

Pension plan benefits - in pay (IP) - Question identifier:IP_Q08B

Is that gross or net?

• 1: Gross
• 2: Net
• 8: RF
• 9: DK

Pension plan benefits - in pay (IP) - Question identifier:IP_Q09

Is this pension indexed? In other words, does or will the amount of the pension increase?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Pension plan benefits - in pay (IP) - Question identifier:IP_Q10

Does that increase occur...?

• 1: Every year
• 2: Less often than every year
• 3: Have not yet had an increase
• 4: Other - Specify
• 8: RF
• 9: DK

Pension plan benefits - in pay (IP) - Question identifier:IP_Q11

Is that increase...?

• 1: Equal to the increase in inflation
• 2: Equal to only part of the increase in inflation
• 3: A set percentage
• 4: At the employer's discretion
• 5: Other - Specify
• 8: RF
• 9: DK

Retirement (JJ) - Question identifier:JJ_Q02

Have you ever retired?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Retirement (JJ) - Question identifier:JJ_Q03

At what age did you retire (for the first time, if more than once)?

Min = 18; Max = 95

Behaviours and Attitudes (KK) - Question identifier:KK_R01A

The remaining part of the interview concerns you and your family members living with you.
For the purpose of this survey, the family includes the following persons 15 years and older: [...].

Behaviours and Attitudes (KK) - Question identifier:KK_R01B

Now, a few questions about the way you manage your finances.

Behaviours and Attitudes (KK) - Question identifier:KK_Q01

Do you [or anyone in your family] have credit cards?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Behaviours and Attitudes (KK) - Question identifier:KK_Q02

In total, how many credit cards with different account numbers do you [and your family] own?

Do not include lines of credit.

Min = 1; Max = 95

Behaviours and Attitudes (KK) - Question identifier:KK_Q03

What is the total credit limit on all credit card(s) that you [and your family] own?

Min = 0; Max = 999995

Behaviours and Attitudes (KK) - Question identifier:KK_Q04A

Over the last 12 months, on your [and your family's] credit cards, what were your usual payments?

• 1: Less than the minimum amount?
• 2: The minimum amount?
• 3: More than the minimum amount but less than the full amount?
• 4: The full amount?
• 5: The credit cards were not used.
• 8: RF
• 9: DK

Behaviours and Attitudes (KK) - Question identifier:KK_Q05

Is this because you [and your family] have been refused this type of credit?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Behaviours and Attitudes (KK) - Question identifier:KK_Q06

Do you [or anyone in your family] have lines of credit?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Behaviours and Attitudes (KK) - Question identifier:KK_Q06A

What is the total credit limit on all line(s) of credit that you [and your family] own?

Min = 0; Max = 999995

Behaviours and Attitudes (KK) - Question identifier:KK_Q06B

Over the last 12 months, on your [and your family's] lines of credit, what were your usual payments?

• 1: Less than the minimum amount?
• 2: The minimum amount?
• 3: More than the minimum amount but less than the full amount?
• 4: The full amount?
• 5: The lines of credit were not used.
• 8: RF
• 9: DK

Behaviours and Attitudes (KK) - Question identifier:KK_Q07

In the last 12 months, have you skipped or delayed a non-mortgage debt payment?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Behaviours and Attitudes (KK) - Question identifier:KK_Q07B

Was it due to financial difficulties?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Behaviours and Attitudes (KK) - Question identifier:KK_Q08

In the past 3 years, have you [or anyone in your family] borrowed money through a pay day loan?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Behaviours and Attitudes (KK) - Question identifier:KK_Q10

Have you [or anyone in your family] ever declared bankruptcy or made a formal proposal or informal financial arrangements to creditors?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Behaviours and Attitudes (KK) - Question identifier:KK_Q12

Have you [or anyone in your family] ever had money in RRSPs (Registered Retirement Savings Plans)?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Behaviours and Attitudes (KK) - Question identifier:KK_Q13A

Have you [or anyone in your family] ever withdrawn money from an RRSP:
to purchase an annuity or to transfer to a RRIF (Registered Retirement Income Fund)?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Behaviours and Attitudes (KK) - Question identifier:KK_Q13B

(Have you [or anyone in your family] ever withdrawn money from an RRSP:)
through the Home Buyers' Plan?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Behaviours and Attitudes (KK) - Question identifier:KK_Q13C

(Have you [or anyone in your family] ever withdrawn money from an RRSP:)
through the Lifelong Learning Plan?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Behaviours and Attitudes (KK) - Question identifier:KK_Q13D

(Have you [or anyone in your family] ever withdrawn money from an RRSP: )
for any other reason?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Behaviours and Attitudes (KK) - Question identifier:KK_Q18

In the next two years do you think your [and your family's] total income will increase, decrease or stay about the same?

• 1: Increase
• 2: Decrease
• 3: Same
• 8: RF
• 9: DK

Principal residence (LL) - Question identifier:LL_R01A

The following questions are about your principal residence, that is, the property where you usually live.

Principal residence (LL) - Question identifier:LL_R01B

In these questions, the word "you" refers to all family members that live at this address.

Principal residence (LL) - Question identifier:LL_Q01

Is this property part of a condominium development?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Principal residence (LL) - Question identifier:LL_Q04

Is this property owned by you or do you pay rent?

• 1: Owned (even if it is still being paid for)
• 2: Rented
• 3: Occupy rent free
• 8: RF
• 9: DK

Principal residence (LL) - Question identifier:LL_Q07

Do you share ownership of this property with anyone [other than family members in the household]?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Principal residence (LL) - Question identifier:LL_Q07B

What percentage do you [and your family] own?

Min = 1; Max = 99

Principal residence (LL) - Question identifier:LL_Q08

In what year did you purchase this property?
If the property was obtained in multiple steps please consider when you first took possession of the property.

Min = 1910; Max = 2019

Principal residence (LL) - Question identifier:LL_Q10

Was this property part of an inheritance or a gift?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Principal residence (LL) - Question identifier:LL_Q16

What was the purchase price?
If the property was obtained in multiple steps, please include the total construction cost, including land.

Min = 8; Max = 99999995

Principal residence (LL) - Question identifier:LL_Q19

What was your down payment?
If they paid for the property in full at the time of purchase then enter the full purchase price or 100%. If the full amount was borrowed then enter $0 or 0%.

• 1: Amount
• 2: Percentage
• 8: RF
• 9: DK

Principal residence (LL) - Question identifier:LL_N19A

Enter amount.
If respondent paid for the property in full at the time of purchase, enter the purchase price as down payment.

Min = 0; Max = 99999995

Principal residence (LL) - Question identifier:LL_N19B

Enter percentage.
0% = No down payment, and
100% = Paid in full when the property was bought.

Min = 0; Max = 100

Principal residence (LL) - Question identifier:LL_Q22

How [were the funds to purchase your property obtained/was the down payment to purchase your property obtained]?

• 01: Money in bank account
• 02: Money from sale of previous home
• 03: Registered Retirement Savings Plans (RRSP) withdrawal, for instance via the Home buyer's plan (HBP)
• 04: Tax Free Saving Accounts (TFSA) withdrawal
• 05: Money from the sale of other assets or investments
• 06: Borrowed from friends/family
• 07: Borrowed from financial institutions
• 08: Gift
• 09: Inheritance
• 10: Other - Specify
• 98: RF
• 99: DK

Principal residence (LL) - Question identifier:LL_Q22B

How much of your down payment was borrowed?

• 1: Amount
• 2: Percentage
• 8: RF
• 9: DK

Principal residence (LL) - Question identifier:LL_N22B_A

Enter amount.

Min = 0; Max = 99999995

Principal residence (LL) - Question identifier:LL_N22B_B

Enter percentage.

Min = 0; Max = 100

Principal residence (LL) - Question identifier:LL_Q25

How much would this property sell for today?

Min = 8; Max = 99999995

Principal residence (LL) - Question identifier:LL_Q28

Do you have a mortgage on this property?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Principal residence (LL) - Question identifier:LL_Q31

Do you also have a second mortgage on this property?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Principal residence (LL) - Question identifier:LL_R31

Questions about your second mortgage will be asked later. For now, the following questions are ONLY for your first mortgage.

Principal residence (LL) - Question identifier:LL_Q34

Is the interest rate on your mortgage fixed, variable, or a combination of both?

• 1: Fixed
• 2: Variable
• 3: Combination (hybrid)
• 8: RF
• 9: DK

Principal residence (LL) - Question identifier:LL_Q34B

Is your mortgage in an open or closed term?

Open mortgages allow the repayment of the full mortgage balance at any time, without penalty.

Closed mortgages have limitations to how quickly the full mortgage balance can be repaid without incurring additional charges.

• 1: Open
• 2: Closed
• 8: RF
• 9: DK

Principal residence (LL) - Question identifier:LL_Q37

What is the interest rate on your mortgage?

Min = 0.00; Max = 100.00

Principal residence (LL) - Question identifier:LL_Q38

What is the current length of your mortgage term? Mortgage terms are often: 6 months, 1 year, 3 years, 5 years, etc...

• 01: 3 months
• 02: 6 months
• 03: 1 year
• 04: 2 years
• 05: 3 years
• 06: 4 years
• 07: 5 years
• 08: 7 years
• 09: 10 years
• 10: Other - Specify
• 98: RF
• 99: DK

Principal residence (LL) - Question identifier:LL_Q40Y

In which year is your mortgage up for renewal?

Min = 2019; Max = 2038

Principal residence (LL) - Question identifier:LL_Q44

What was the original amortization period for the mortgage, that is, the total number of years over which you agreed to pay off the mortgage in full? Amortization periods are often: 20 years, 25 years, 30 years, etc...

Min = 0; Max = 35

Principal residence (LL) - Question identifier:LL_Q49

How much is now owed on your mortgage on this property?

Please do not include an outstanding balance on a home equity line of credit.

Questions on a home equity line of credit will be asked later in the survey.

Min = 8; Max = 99999995

Principal residence (LL) - Question identifier:LL_Q52B

How frequently are the mortgage payments made?

• 1: Monthly
• 2: Every two weeks (26 annual payments)
• 3: Weekly
• 4: Twice a month (24 annual payments)
• 5: Other - Specify
• 8: RF
• 9: DK

Principal residence (LL) - Question identifier:LL_Q52C

(How frequently are the mortgage payments made?)
What is the amount of the payment, excluding property taxes?

Min = 8; Max = 99995

Principal residence (LL) - Question identifier:LL_Q53

How many years remain until the mortgage is paid in full according to the amortization schedule in your mortgage contract?

Min = 0; Max = 35

Principal residence (LL) - Question identifier:LL_Q55

Is this mortgage being paid off faster than is required by your original amortization period? This may be due to larger or more frequent payments or periodic lump sum payments.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Principal residence (LL) - Question identifier:LL_Q55B

What was the total amount of all additional mortgage payments that you made over the past 12 months?

Min = 0; Max = 99999995

Principal residence (LL) - Question identifier:LL_Q58

In the last 12 months, have you skipped or delayed a mortgage payment on this property?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Principal residence (LL) - Question identifier:LL_Q58B

Was it due to financial difficulties?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Principal residence (LL) - Question identifier:LL_Q61

In the last 12 months, was this mortgage refinanced for a purpose not related to the purchase of your property, for example, to renovate your property, or to purchase a vehicle, another asset or an investment?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Principal residence (LL) - Question identifier:LL_Q61B

More specifically, what was the purpose of refinancing?

• 1: Renovate or make an addition to your property
• 2: To consolidate borrowings
• 3: To purchase a vehicle
• 4: Buy an additional property
• 5: Invest in financial market
• 6: Invest in a business
• 7: Other - Specify
• 8: RF
• 9: DK

Principal residence (LL) - Question identifier:LL_Q61C

How much additional money was borrowed at the time of refinancing?

Min = 8; Max = 99999995

Principal residence (LL) - Question identifier:LL_R64

You mentioned previously having a second mortgage on this property. The next few questions are about this second mortgage.

Principal residence (LL) - Question identifier:LL_Q64

How much is now owed on this second mortgage?

Min = 8; Max = 99999995

Principal residence (LL) - Question identifier:LL_Q67

In what year was the second mortgage taken out?

Min = 1980; Max = 2019

Principal residence (LL) - Question identifier:LL_Q70

What was the purpose of the second mortgage?

• 01: Renovate or make an addition to your property
• 02: Part of the purchase of this property
• 03: To consolidate borrowings
• 04: To purchase a vehicle
• 05: Buy an additional property
• 06: Invest in financial market
• 07: Invest in a business
• 08: Other - Specify
• 98: RF
• 99: DK

Principal residence (LL) - Question identifier:LL_Q73

Do you have a reverse mortgage on this property?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Principal residence (LL) - Question identifier:LL_Q76

In what year did you receive the reverse mortgage?

Min = 1984; Max = 2019

Principal residence (LL) - Question identifier:LL_Q79

What is the total amount received from the reverse mortgage?

Min = 8; Max = 99999995

Principal residence (LL) - Question identifier:LL_Q82

On your tax return, do you deduct a percentage of the expenses of this property because it is used for business purposes?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Principal residence (LL) - Question identifier:LL_Q82B

(On your tax return, do you deduct a percentage of the expenses of this property because it is used for business purposes?)

What percentage?

Min = 1; Max = 99

Principal residence (LL) - Question identifier:LL_Q85

Is part of this property rented out?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Principal residence (LL) - Question identifier:LL_Q85B

(Is part of this property rented out?)

What percentage?

Min = 1; Max = 99

Principal residence (LL) - Question identifier:LL_N88

Is this a farm?
(Ask the respondent if you are not sure).

• 1: Yes
• 2: No

Principal residence (LL) - Question identifier:LL_Q91

How much would the farmhouse and yard sell for today, excluding the rest of the farm?

Min = 8; Max = 99999995

Sub-block Other real estate / property (MMB) - Question identifier:MMB_R01A

The following questions deal with real estate and property other than your principal residence.
Please exclude any amounts reported in the 'principal residence' section.

Sub-block Other real estate / property (MMB) - Question identifier:MMB_R01B

Once again, the word "you" refers to you and all family members that live at this address.

Sub-block Other real estate / property (MMB) - Question identifier:MMB_Q01

Other than your principal residence, do you [or anyone in your family] have any real estate or property such as a vacant lot, cottage, timeshare, rental or commercial property, etc.

... in Canada?

Exclude real estate or properties belonging to a business.
Include properties owned in partnership.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Sub-block Other real estate / property (MMB) - Question identifier:MMB_Q02

How many properties do you own?

Min = 1; Max = 95

Sub-block Other real estate / property (MMB) - Question identifier:MMB_Q03

(Other than your principal residence, do you [or anyone in your family] have any real estate or property such as a vacant lot, cottage, timeshare, rental or commercial property, etc.)

... outside Canada?

(Exclude real estate or properties belonging to a business.
Include properties owned in partnership.)

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Sub-block Other real estate / property (MMB) - Question identifier:MMB_Q04

How many properties do you own?

Min = 1; Max = 95

Other real estate / property (MM) - Question identifier:MM_R01

[Real estate or property]

Other real estate / property (MM) - Question identifier:MM_Q01

What kind of real estate or property is it? Is it...?

• 01: Vacant lot
• 02: Cottage
• 03: Vacation or second home
• 04: Timeshare
• 05: Rental property (residential)
• 06: Commercial property
• 07: Wooded lot / farmland
• 08: Other - Specify
• 98: RF
• 99: DK

Other real estate / property (MM) - Question identifier:MM_Q01B

What percentage do you [and your family] own?

Min = 1; Max = 100

Other real estate / property (MM) - Question identifier:MM_Q02

How much [could it be sold for]? [Please estimate the value in Canadian dollars.]

Min = 8; Max = 99999995

Other real estate / property (MM) - Question identifier:MM_Q04

Do you still owe amounts on [this real estate or property]?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Other real estate / property (MM) - Question identifier:MM_Q05

How much do you owe on [this real estate or property]?

Min = 8; Max = 99999995

Cars and other vehicles (NB) - Question identifier:NB_R01A

The following questions are about cars and other vehicles.

Cars and other vehicles (NB) - Question identifier:NB_R01B

Once again, the word "you" refers to you and all family members that live at this address.

Cars and other vehicles (NB) - Question identifier:NB_Q01

Do you own any cars, trucks, vans or sport utility vehicles?

Exclude leased vehicles, motorcycles and company cars.

Include vehicles licensed for part of the year.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Cars and other vehicles (NB) - Question identifier:NB_Q02

(Do you own any cars, trucks, vans or sport utility vehicles?

Exclude leased vehicles, motorcycles and company cars.

Include vehicles licensed for part of the year.)


How many do you own?

Min = 1; Max = 95

Cars and other vehicles (NB) - Question identifier:NB_Q04

Do you own any other vehicles, such as motorhomes, RVs, trailers, motorcycles, boats (including sailboats, or jetskis), snowmobiles, ATVs, aircrafts, etc.?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Cars and other vehicles (NB) - Question identifier:NB_Q05

(Do you own any other vehicles, such as motorhomes, RVs, trailers, motorcycles, boats (including sailboats, or jetskis), snowmobiles, ATVs, aircraft, etc.?)

How many do you own?

Min = 1; Max = 95

Sub-block Cars (NN) - Question identifier:NN_R01

[Vehicle]

Sub-block Cars (NN) - Question identifier:NN_Q05

How much [could it be sold for]?

Min = 8; Max = 99999995

Sub-block Cars (NN) - Question identifier:NN_Q06

Do you still owe amounts on [the loan for this vehicle]?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Sub-block Cars (NN) - Question identifier:NN_Q07

How much is owed on [this vehicle]?

Min = 8; Max = 99999995

Sub-block Other vehicles (ON) - Question identifier:ON_R01

[Other vehicle]

Sub-block Other vehicles (ON) - Question identifier:ON_Q01

What kind of vehicle is this? Is it...?

• 01: Motorhome
• 02: Trailer
• 03: Motorcycle
• 04: Boat
• 05: ATV
• 06: Snowmobile
• 07: Tractor
• 08: Other - Specify
• 98: RF
• 99: DK

Sub-block Other vehicles (ON) - Question identifier:ON_Q02

How much [could it be sold for]?

Min = 8; Max = 99999995

Sub-block Other vehicles (ON) - Question identifier:ON_Q04

Do you still owe amounts on [the loan for this vehicle]?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Sub-block Other vehicles (ON) - Question identifier:ON_Q05

How much is owed on [this vehicle]?

Min = 8; Max = 99999995

Financial assets (OO) - Question identifier:OO_R01A

The following questions are about financial assets.
Please report the total amount or value held in the account.
Exclude any assets associated with any business you own. This will be asked later in the survey.
Estimate the value in Canadian dollars when an investment or an item is in another country.

Financial assets (OO) - Question identifier:OO_R01B

In these questions, the word "you" refers to you and all family members that live at this address.

Financial assets (OO) - Question identifier:OO_Q01

Do you have any:
RRSPs (Registered Retirement Savings Plans)?
Please include Group RRSPs

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial assets (OO) - Question identifier:OO_Q01_1

What is the total amount?
(RRSPs (Registered Retirement Savings Plans))
Include any mutual funds, income trusts and any other products that are in RRSPs.

Min = 8; Max = 99999995

Financial assets (OO) - Question identifier:OO_Q02

(Do you have any:)
LIRAs (Locked-in Retirement Accounts)?
Please include locked-in RRSPs

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial assets (OO) - Question identifier:OO_Q02_1

What is the total amount?
(LIRAs (Locked-in Retirement Accounts))

Min = 8; Max = 99999995

Financial assets (OO) - Question identifier:OO_Q03

(Do you have any:)
RRIFs (Registered Retirement Income Funds)?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial assets (OO) - Question identifier:OO_Q03_1

What is the total amount?
(RRIFs (Registered Retirement Income Funds))

Min = 8; Max = 99999995

Financial assets (OO) - Question identifier:OO_Q04

(Do you have any:)
Life Income Funds (LIFs) and/or Locked-in Retirement Income Funds (LRIFs)?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial assets (OO) - Question identifier:OO_Q04_1

What is the total amount?
(Life Income Funds (LIFs) and/or Locked-in Retirement Income Funds (LRIFs))

Min = 8; Max = 99999995

Financial assets (OO) - Question identifier:OO_Q05

(Do you have any:)
TFSAs (Tax Free Saving Accounts)?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial assets (OO) - Question identifier:OO_Q05_1

What is the total amount?
(TFSAs (Tax Free Saving Accounts))

Min = 0; Max = 99999995

Financial assets (OO) - Question identifier:OO_Q06

(Do you have any:)
Registered Education Savings Plans (RESPs)?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial assets (OO) - Question identifier:OO_Q06_1

What is the total amount?
(Registered Education Savings Plans (RESPs))

Min = 8; Max = 99999995

Financial assets (OO) - Question identifier:OO_Q07

(Do you have any:)
Deferred Profit Sharing Plans (DPSPs)?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial assets (OO) - Question identifier:OO_Q07_1

What is the total amount?
(Deferred Profit Sharing Plans (DPSPs))

Min = 8; Max = 99999995

Financial assets (OO) - Question identifier:OO_R08

In the next questions, as a reminder, please do not include amounts previously reported. Do not include financial assets held within registered accounts (such as within an RRSP or TFSA).

Financial assets (OO) - Question identifier:OO_Q08

(Do you have any:)
Chequing or savings accounts?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial assets (OO) - Question identifier:OO_Q08_1

What is the total amount?
(Chequing or savings accounts)
Please include uncashed cheques

Min = -99999995; Max = 99999995

Financial assets (OO) - Question identifier:OO_Q09A

(Do you have any:)
Term deposits and guaranteed investment certificates (GICs)?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial assets (OO) - Question identifier:OO_Q09A_1

What is the total amount?
(Term deposits and guaranteed investment certificates (GICs))

Min = 8; Max = 99999995

Financial assets (OO) - Question identifier:OO_Q09B

(Do you have any:)
Treasury bills (provincial, federal)?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial assets (OO) - Question identifier:OO_Q09B_1

What is the total amount?
(Treasury bills (provincial, federal))

Min = 8; Max = 99999995

Financial assets (OO) - Question identifier:OO_Q10

(Do you have any:)
Savings bonds (Canada Savings Bonds, Provincial and Municipal Savings Bonds)?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial assets (OO) - Question identifier:OO_Q10_1

What is the total amount?
(Savings bonds (Canada Savings Bonds, Provincial and Municipal Savings Bonds))
Please report the current fair market value (face value and interests earned to date)

Min = 8; Max = 99999995

Financial assets (OO) - Question identifier:OO_Q11

(Do you have any:)
Mutual funds and other investment funds?
Please include exchange traded funds and index funds.
Please do not include amounts previously reported.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial assets (OO) - Question identifier:OO_Q11_1

What is the total amount?
(Mutual funds and other investment funds)

Min = 8; Max = 99999995

Financial assets (OO) - Question identifier:OO_Q12

(Do you have any:)
Income Trusts?
Please do not include amounts previously reported.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial assets (OO) - Question identifier:OO_Q12_1

What is the total amount?
(Income Trusts)

Min = 8; Max = 99999995

Financial assets (OO) - Question identifier:OO_Q13

(Do you have any:)
Canadian and foreign (publicly-traded) stocks?
Please include amounts in employee stock ownership plans (ESOP).

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial assets (OO) - Question identifier:OO_Q13_1

What is the total amount?
(Canadian and foreign (publicly-traded) stocks
Include amounts in employee stock ownership plans (ESOPs).)

Min = 8; Max = 99999995

Financial assets (OO) - Question identifier:OO_Q13_A

What percentage is in foreign stocks?

Min = 0; Max = 100

Financial assets (OO) - Question identifier:OO_Q14

(Do you have any:)
Canadian and foreign bonds/ debentures?
Include non-mortgage asset-backed securities.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial assets (OO) - Question identifier:OO_Q14_1

What is the total amount?
(Canadian and foreign bonds/ debentures
Include non-mortgage asset-backed securities.)

Min = 8; Max = 99999995

Financial assets (OO) - Question identifier:OO_Q15

(Do you have any:)
Money owed to you other than mortgages held?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial assets (OO) - Question identifier:OO_Q15_1

What is the total amount?
(Money owed to you other than mortgages held)

Min = 8; Max = 99999995

Financial assets (OO) - Question identifier:OO_Q16

(Do you have any:)
Money invested in privately-held companies (not publicly traded stocks)?

Please report amounts invested in privately-held businesses for which you (your family living here) do not have an active management role. Questions about managed businesses will be asked later in the survey.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial assets (OO) - Question identifier:OO_Q16_1

What is the total amount?
(Money invested in privately-held companies (not publicly traded stocks))

Min = 8; Max = 99999995

Financial assets (OO) - Question identifier:OO_Q17

(Do you have any:)
Annuities?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial assets (OO) - Question identifier:OO_Q17_1

What is the total amount?
Please report total value, not amount of payment.
(Annuities)

Min = 8; Max = 99999995

Financial assets (OO) - Question identifier:OO_Q18

(Do you have any:)
Amount in foreign pension plans?
For example: U.S. 401K plans

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial assets (OO) - Question identifier:OO_Q18_1

What is the total amount?
(Amount in foreign pension plans
For example: U.S. 401K plans)

Min = 8; Max = 99999995

Financial assets (OO) - Question identifier:OO_Q19

(Do you have any:)
Other investments or financial assets?
Please include other money held in trust, mortgage asset-backed securities, Registered Disability Savings Plans (RDSPs), digital or crypto-currency holdings, money owed to you in the form of mortgages held and any other investments or financial assets.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial assets (OO) - Question identifier:OO_Q19_1

What is the total amount?
(Other investments or financial assets
Please include other money held in trust, mortgage asset-backed securities, Registered Disability Savings Plans (RDSPs), digital or crypto-currency holdings, money owed to you in the form of mortgages held and any other investments or financial assets.)

Min = 8; Max = 99999995

Other assets (PP) - Question identifier:PP_Q01

Do you have any collectibles and valuables?

For example: antiques, artwork, jewellery, collections of stamps, coins, dolls, classic automobiles.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Other assets (PP) - Question identifier:PP_Q01_1

(Do you have any collectibles and valuables?

For example: antiques, artwork, jewellery, collections of stamps, coins, dolls, classic automobiles.)

What is the total current value?

Min = 8; Max = 99999995

Other assets (PP) - Question identifier:PP_Q02

What is the approximate value of the contents of your principal residence?
Provide the value if sold today, not the insured or replacement value.

Include: major appliances, electronic equipment, furniture other than antiques.

• 01: under $1,000
• 02: $1,000 - $4,999
• 03: $5,000 - $9,999
• 04: $10,000 - $19,999
• 05: $20,000 - $29,999
• 06: $30,000 - $39,999
• 07: $40,000 - $49,999
• 08: $50,000 - $74,999
• 09: $75,000 - $99,999
• 10: $100,000 - $149,999
• 11: $150,000 - $199,999
• 12: $200,000 - $299,999
• 13: $300,000 - $499,999
• 14: $500,000 - $749,999
• 15: $750,000 - $999,999
• 16: $1,000,000 and over
• 98: RF
• 99: DK

Other assets (PP) - Question identifier:PP_Q03

Do you have other assets not already described?
For example: copyrights, patents, royalties, etc.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Other assets (PP) - Question identifier:PP_Q03_1

(Do you have other assets not already described?
For example: copyrights, patents, royalties, etc.)
What is the total current value?

Min = 8; Max = 99999995

Student Loans (RR) - Question identifier:RR_R01

The next part of this interview is about student loans.

Student Loans (RR) - Question identifier:RR_Q01

Do you [or anyone in your family] owe any money on student loans? Exclude loans obtained from family members or other individuals.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Student Loans (RR) - Question identifier:RR_Q02

How many people in this family have student loans?

Min = 1; Max = 20

Student Loans (RR) - Question identifier:RR_Q04

In total, how much was borrowed?

Min = 8; Max = 999995

Student Loans (RR) - Question identifier:RR_Q05

How much is still owed for [your student loans]?

Min = 8; Max = 999995

Debts (QQ) - Question identifier:QQ_R01A

The following questions are about your debts.
Please exclude any amounts reported in the vehicle section and debts or loans associated with any business you own.

Debts (QQ) - Question identifier:QQ_R01B

Once again, the word "you" refers to you and all family members that live at this address.

Debts (QQ) - Question identifier:QQ_Q01

Do you have outstanding balances on the following credit cards: VISA, MasterCard, American Express?
That is, the amount still owing on your last bills excluding new purchases.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Debts (QQ) - Question identifier:QQ_Q01_1

(Do you have outstanding balances on the following credit cards: VISA, MasterCard, American Express?
That is, the amount still owing on your last bills excluding new purchases.)

What is the outstanding balance?

Min = 8; Max = 99999995

Debts (QQ) - Question identifier:QQ_Q02

Do you have outstanding balances on other credit cards?
(That is, the amount still owing on your last bills excluding new purchases.)
Include: retail store cards, gas station cards, etc.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Debts (QQ) - Question identifier:QQ_Q02_1

(Do you have outstanding balances on other credit cards? (That is, the amount still owing on your last bills excluding new purchases).
Include: retail store cards, gas station cards, etc.)

What is the outstanding balance?

Min = 8; Max = 99999995

Debts (QQ) - Question identifier:QQ_Q03

Do you have outstanding balances on deferred payment and instalment plans that have not yet been reported?
(This is often referred to as 'buy now, pay later'.)

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Debts (QQ) - Question identifier:QQ_Q03_1

(Do you have outstanding balances on deferred payment and instalment plans that have not yet been reported?
(This is often referred to as 'buy now, pay later'.))

What is the outstanding balance?

Min = 8; Max = 99999995

Debts (QQ) - Question identifier:QQ_Q04A

Do you have an outstanding balance on a home equity line of credit?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Debts (QQ) - Question identifier:QQ_Q04A_1

(Do you have outstanding balances on a home equity line of credit?)

What is the outstanding balance?

Min = 8; Max = 99999995

Debts (QQ) - Question identifier:QQ_Q04A_2

What was the purpose of the home equity line of credit?

• 1: Renovate or make an addition to your property
• 2: To consolidate borrowings
• 3: To purchase a vehicle
• 4: Buy an additional property
• 5: Invest in financial market
• 6: Invest in a business
• 7: Other - Specify
• 8: RF
• 9: DK

Debts (QQ) - Question identifier:QQ_Q04B

Do you have outstanding balances on other lines of credit?

Please do not include any business lines of credit.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Debts (QQ) - Question identifier:QQ_Q04B_1

(Do you have outstanding balances on other lines of credit?)

What is the outstanding balance?

Min = 8; Max = 99999995

Debts (QQ) - Question identifier:QQ_Q05

Do you have outstanding balances on other loans from financial institutions?
(For example: banks, credit unions, trust and mortgage loan companies.
Include: home renovation loans, debt consolidation loans, loans to purchase RRSPs, etc.
Exclude: loans already reported, money borrowed for a business, student loans, and loans on the value of LIF and insurance policies.)

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Debts (QQ) - Question identifier:QQ_Q05_1

(Do you have outstanding balances on other loans from financial institutions?)

What is the outstanding balance?

Min = 8; Max = 99999995

Debts (QQ) - Question identifier:QQ_Q06

Do you have any other money owed and not already reported?
Include: taxes owing, past due bills, etc.
Exclude: loans from financial institutions.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Debts (QQ) - Question identifier:QQ_Q06_1

(Do you have any other money owed and not already reported?
Include: taxes owing, past due bills, etc.
Exclude: loans from financial institutions)

What is the outstanding balance?

Min = 8; Max = 99999995

Sub-block Businesses (SB) - Question identifier:SB_Q01A

Do you [or anyone in your family] own a business?

Include a professional practice or farm.

Please do not include amounts invested in privately-held businesses or publicly-traded stocks that were previously reported.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Sub-block Businesses (SB) - Question identifier:SB_Q01B

(Do you [or anyone in your family] own a business?)
How many businesses do you own?

Min = 1; Max = 95

Sub-block Businesses (SB) - Question identifier:SB_R01

Please begin with the business with the highest market value.

Sub-block Businesses (SB) - Question identifier:SB_R02

Now I'll ask questions about the business with the second highest market value.

Sub-block Businesses (SB) - Question identifier:SB_R03

Now I'll ask questions about the business with the third highest market value.

Businesses - Incorporated and unincorporated (SS) - Question identifier:SS_Q01

What type of business is this?

Long Answer Length = 50

Businesses - Incorporated and unincorporated (SS) - Question identifier:SS_N01A

Is this business a farm?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Businesses - Incorporated and unincorporated (SS) - Question identifier:SS_Q02

Is this business...?

• 1: Incorporated
• 2: Unincorporated
• 8: RF
• 9: DK

Businesses - Incorporated and unincorporated (SS) - Question identifier:SS_Q03

In which year, did you [or your family] start or buy this business?

Min = 1925; Max = 2019

Businesses - Incorporated and unincorporated (SS) - Question identifier:SS_Q04

What percentage of the business do you [or your family] own?

Min = 1; Max = 100

Businesses - Incorporated and unincorporated (SS) - Question identifier:SS_R05

The next questions are about the book value, market value and equity of your business, as well as the debts and liabilities.
Please do not include amounts previously reported.

Businesses - Incorporated and unincorporated (SS) - Question identifier:SS_Q05

What is the book value of the assets of the entire business (cost price less depreciation)?

Include: financial assets, accounts receivable, inventories, land, buildings, machinery, equipment, customer lists, intangible assets, etc.

Exclude: assets reported with principal residence or other real estate.

Min = 0; Max = 99999995

Businesses - Incorporated and unincorporated (SS) - Question identifier:SS_Q06

What is the total amount of the debts and liabilities of the entire business?

Include: loans and mortgages, payables, deferred taxes, accrued payroll, etc.

Exclude: debts reported with principal residence or other real estate.

Min = 0; Max = 99999995

Businesses - Incorporated and unincorporated (SS) - Question identifier:SS_Q07

What is the market value of this entire business, if this business were sold today?

Min = 0; Max = 99999995

Businesses - Incorporated and unincorporated (SS) - Question identifier:SS_Q08

What is the equity of the entire business if this business were sold today?
Deduct any outstanding debts that must be paid.

Min = -99999995; Max = 99999995

Businesses - Incorporated and unincorporated (SS) - Question identifier:SS_Q09

Are you [or your family] currently using any personal assets to secure any debts of this business?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Businesses - Incorporated and unincorporated (SS) - Question identifier:SS_Q10A

You reported earlier that the value of the equity in this entire business to be $^SS_Q08. Have you included the value of the farmhouse in this amount?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Businesses - Incorporated and unincorporated (SS) - Question identifier:SS_Q10B

You reported earlier that the book value of the assets in this entire business to be $^SS_Q05. Have you included the value of the farmhouse in this amount?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Other factors affecting family financial position (UU) - Question identifier:UU_R01

The last questions of the survey are about life insurance policies, inheritance and financial assistance.

Other factors affecting family financial position (UU) - Question identifier:UU_Q01A

Do you [or anyone in your family] have any life insurance policies? Include term, permanent, mortgage, and group insurance policies.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Other factors affecting family financial position (UU) - Question identifier:UU_Q01B

How many people have life insurance?

Min = 1; Max = 20

Other factors affecting family financial position (UU) - Question identifier:UU_Q02

What is the total face value of all policies, that is, the amount that would be paid out if the insured dies?

Min = 8; Max = 99999995

Other factors affecting family financial position (UU) - Question identifier:UU_Q04

Have you [or anyone in your family] ever received an inheritance(s)?
This includes financial or non-financial inheritances, and annual stipends from an estate trust arrangement.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Other factors affecting family financial position (UU) - Question identifier:UU_R05A

The following questions are about inheritances received. If there are more than five, please list only the five largest.

Other factors affecting family financial position (UU) - Question identifier:UU_R05B

If two family members (that currently live in the household) each received an inheritance from the same person, count it as two inheritances.

Other factors affecting family financial position (UU) - Question identifier:UU_Q05_1Y

For the largest inheritance received: what year was it received?

Min = 1950; Max = 2019

Other factors affecting family financial position (UU) - Question identifier:UU_Q05_1A

(For the largest inheritance received:)
What was the amount?

Min = 8; Max = 99999995

Other factors affecting family financial position (UU) - Question identifier:UU_Q05_2

Have you received any other inheritance?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Other factors affecting family financial position (UU) - Question identifier:UU_Q05_2Y

For the second largest inheritance received:
What year was it received?

Min = 1950; Max = 2019

Other factors affecting family financial position (UU) - Question identifier:UU_Q05_2A

(For the second largest inheritance received:)
What was the amount?

Min = 8; Max = 99999995

Other factors affecting family financial position (UU) - Question identifier:UU_Q05_3

Have you received any other inheritance?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Other factors affecting family financial position (UU) - Question identifier:UU_Q05_3Y

For the third largest inheritance received:
What year was it received?

Min = 1950; Max = 2019

Other factors affecting family financial position (UU) - Question identifier:UU_Q05_3A

(For the third largest inheritance received:)
What was the amount?

Min = 8; Max = 99999995

Other factors affecting family financial position (UU) - Question identifier:UU_Q05_4

Have you received any other inheritance?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Other factors affecting family financial position (UU) - Question identifier:UU_Q05_4Y

For the fourth largest inheritance received:
What year was it received?

Min = 1950; Max = 2019

Other factors affecting family financial position (UU) - Question identifier:UU_Q05_4A

(For the fourth largest inheritance received:)
What was the amount?

Min = 8; Max = 99999995

Other factors affecting family financial position (UU) - Question identifier:UU_Q05_5

Have you received any other inheritance?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Other factors affecting family financial position (UU) - Question identifier:UU_Q05_5Y

For the fifth largest inheritance received:
What year was it received?

Min = 1950; Max = 2019

Other factors affecting family financial position (UU) - Question identifier:UU_Q05_5A

(For the fifth largest inheritance received:)
What was the amount?

Min = 8; Max = 99999995

Other factors affecting family financial position (UU) - Question identifier:UU_Q06

In 2018, did you [or anyone in your family] give any amounts for living expenses to any family member(s) outside your household?

Do not include alimony or child support.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Other factors affecting family financial position (UU) - Question identifier:UU_Q07

What was the total amount of this financial assistance paid for the year?

Min = 8; Max = 99999995

Other factors affecting family financial position (UU) - Question identifier:UU_Q08

In 2018, did you [or anyone in your family] receive any amounts for living expenses from any family member(s) outside your household?

Do not include alimony or child support.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Other factors affecting family financial position (UU) - Question identifier:UU_Q09

What was the total amount of this financial assistance received for the year?

Min = 8; Max = 99999995