Study on International Money Transfers: English

Demographic characteristics (SDC) - Question identifier:SDC_R01

The first few questions are about yourself.

Demographic characteristics (SDC) - Question identifier:SDC_Q01

Is your postal code [POSTALCODE]?

• 1: Yes
• 2: No

Demographic characteristics (SDC) - Question identifier:SDC_R02

The first few questions are about yourself.

Demographic characteristics (SDC) - Question identifier:SDC_Q02

What is your postal code?

Long Answer Length = 6

Demographic characteristics (SDC) - Question identifier:SDC_Q04

What is your age range?

• 01: Under 18
• 02: 18 to 29
• 03: 30 to 39
• 04: 40 to 49
• 05: 50 to 59
• 06: 60 to 69
• 07: 70 to 79
• 08: 80 to 89
• 09: 90 and older

Demographic characteristics (SDC) - Question identifier:SDC_Q05

Are you male or female?

• 1: Male
• 2: Female

Demographic characteristics (SDC) - Question identifier:SDC_Q06

What is your marital status?

• 1: Married
• 2: Living common law
• 3: Widowed
• 4: Separated
• 5: Divorced
• 6: Single, never married

Demographic characteristics (SDC) - Question identifier:SDC_Q07

What is the highest certificate, diploma or degree that you have completed?

Indicate the highest level, whether you earned it in Canada or another country.

• 01: Grade 8 or lower (In Quebec, Secondary 2 or lower.)
• 02: Above grade 8, but less than high school diploma or equivalent (In Quebec, above Secondary 2, but less than high school diploma or equivalent.)
• 03: High school diploma or high school equivalency certificate
• 04: Trades certificate or diploma
• 05: College, CEGEP or other non-university certificate or diploma
• 06: University certificate or diploma below the bachelor's level
• 07: Bachelor's degree (e.g., B.A., B.Sc., LL.B.)
• 08: University certificate, diploma or degree above the bachelor's level
• 09: Other

Demographic characteristics (SDC) - Question identifier:SDC_Q08

What language do you speak most often at home?
Select a language from the dropdown menu below. Type the first few letters to narrow down the choices.

Note: If the language is not listed, select 'Other'.

• 01: Arabic
• 02: Bengali
• 03: Cantonese
• 04: Dari
• 05: Dutch
• 06: German
• 07: Greek
• 08: Gujarati
• 09: Hindi
• 10: Hungarian
• 11: Italian
• 12: Korean
• 13: Mandarin
• 14: Pashto
• 15: Persian (Farsi)
• 16: Polish
• 17: Portuguese
• 18: Punjabi
• 19: Russian
• 20: Spanish
• 21: Tagalog (Pilipino)
• 22: Tamil
• 23: Urdu
• 24: Vietnamese
• 25: Other
• 26: English
• 27: French

Demographic characteristics (SDC) - Question identifier:SDC_Q09

What is the language that you first learned at home in childhood and still understand?
Select a language from the dropdown menu below. Type the first few letters to narrow down the choices.

Note: If the language is not listed, select 'Other'.

• 01: Arabic
• 02: Bengali
• 03: Cantonese
• 04: Dari
• 05: Dutch
• 06: German
• 07: Greek
• 08: Gujarati
• 09: Hindi
• 10: Hungarian
• 11: Italian
• 12: Korean
• 13: Mandarin
• 14: Pashto
• 15: Persian (Farsi)
• 16: Polish
• 17: Portuguese
• 18: Punjabi
• 19: Russian
• 20: Spanish
• 21: Tagalog (Pilipino)
• 22: Tamil
• 23: Urdu
• 24: Vietnamese
• 25: Other
• 26: English
• 27: French

Demographic characteristics (SDC) - Question identifier:SDC_Q10

In what country were you born?
Select a country from the dropdown menu below. Type the first few letters to narrow down the choices.

Note: If the country is not listed, select 'Other'.

• 1: Country list

Demographic characteristics (SDC) - Question identifier:SDC_Q11

In what year did you first come to Canada to live?
Year

Min = 0; Max = 9999

Example: 1974

Demographic characteristics (SDC) - Question identifier:SDC_Q12

Are you a Canadian citizen?

• 1: Yes
• 2: No

Demographic characteristics (SDC) - Question identifier:SDC_Q12A

Are you a Canadian citizen?

• 1: By birth
• 2: By naturalization (i.e., the process by which an immigrant is granted citizenship of Canada, under the Citizenship Act.)

Demographic characteristics (SDC) - Question identifier:SDC_Q13AA

Are you [also] a citizen of another country?

• 1: Yes
• 2: No

Demographic characteristics (SDC) - Question identifier:SDC_R13

Of what countries [other than Canada] are you a citizen?

Specify the country according to present boundaries.

Demographic characteristics (SDC) - Question identifier:SDC_Q13A

Country 1
Select a country from the dropdown menu below. Type the first few letters to narrow down the choices.

Note: If the country is not listed, select 'Other'.

• 1: Country list

Demographic characteristics (SDC) - Question identifier:SDC_Q13B

Country 2 (if applicable)
Select a country from the dropdown menu below. Type the first few letters to narrow down the choices.

Note: If the country is not listed, select 'Other'.

• 1: Country list

Demographic characteristics (SDC) - Question identifier:SDC_Q13C

Country 3 (if applicable)
Select a country from the dropdown menu below. Type the first few letters to narrow down the choices.

Note: If the country is not listed, select 'Other'.

• 1: Country list

Demographic characteristics (SDC) - Question identifier:SDC_Q14

What is your immigration status in Canada?

Landed immigrant or permanent resident: a person who has been granted the right to live in Canada permanently by immigration authorities.

Temporary or non-permanent resident: a foreign national who is lawfully in Canada on a temporary basis under the authority of a valid document.

Select all that apply.

• 1: Landed immigrant or permanent resident
• 2: Temporary or non-permanent resident
• 3: Other

Demographic characteristics (SDC) - Question identifier:SDC_Q18

Including yourself, how many people usually lived in your household in 2017?
Number of people

Min = 0; Max = 99

Demographic characteristics (SDC) - Question identifier:SDC_Q19

Including yourself, how many of the people usually living in your household in 2017 were 18 years of age or older?
Number of people aged 18 or older

Min = 0; Max = 99

Transferring money outside Canada (RYN1) - Question identifier:RYN1_R01

The following questions are about sending money to relatives or friends living outside Canada. This information will help us better understand the needs and behaviours of people who send money outside Canada, and it will help the government meet its commitment to lower the costs associated with sending money.

Remember, when reporting money that you sent to relatives or friends living outside Canada, include all money that you sent on behalf of yourself and on behalf of others.

Exclude:
• purchases for yourself
• your own business transactions
• money donated to charitable organizations.

Answer each question based on your own personal habits in 2017.

Transferring money outside Canada (RYN1) - Question identifier:RYN1_Q01

In 2017, did you send money to relatives or friends living outside Canada?

e.g., money that you sent through a bank or money transfer provider, online, cryptocurrency

Note: the money may have been sent from Canada by you, or by another person on your behalf.

• 1: Yes
• 2: No

Transferring money outside Canada (RYN1) - Question identifier:RYN1_Q01A

Did you ever do so, but not in 2017?

• 1: Yes
• 2: No

Transferring money outside Canada (RYN1) - Question identifier:RYN1_Q02

In 2017, did you have money hand-carried, by you or someone else, to relatives or friends living outside Canada?

Note: the money may have been hand-carried from Canada by you, or by another person on your behalf.

• 1: Yes
• 2: No

Transferring money outside Canada (RYN1) - Question identifier:RYN1_Q02A

Did you ever do so, but not in 2017?

• 1: Yes
• 2: No

Transferring money outside Canada (RYN1) - Question identifier:RYN1_Q03

In 2017, to what country did you send money most often?
Select a country from the dropdown menu below. Type the first few letters to narrow down the choices.

Note: If the country is not listed, select 'Other'.

• 1: Country list

Transferring money outside Canada (RYN1) - Question identifier:RYN1_Q04

To what country did you send money most often?
Select a country from the dropdown menu below. Type the first few letters to narrow down the choices.

Note: If the country is not listed, select 'Other'.

• 1: Country list

Transferring money outside Canada (RYN1) - Question identifier:RYN1_R05

In what year did you first send money to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04]?

If you do not know the exact year, give your best estimate.

Transferring money outside Canada (RYN1) - Question identifier:RYN1_Q05

Year

Min = 0; Max = 9999

Example: 1974

Use of transfer methods (FRQ) - Question identifier:FRQ_Q01A

People use different methods to send money to relatives or friends living outside Canada. For each method, indicate whether you have used, have not used but know, or do not know this method.
Going to a bank or credit union

e.g., CIBC, HSBC, TD Canada Trust, Bank of Montreal, Desjardins Credit Union, Meridian Credit Union

• 1: Have used this method
• 2: Have not used, but know this method
• 3: Do not know this method

Use of transfer methods (FRQ) - Question identifier:FRQ_Q01B

People use different methods to send money to relatives or friends living outside Canada. For each method, indicate whether you have used, have not used but know, or do not know this method.
Going to a money transfer store

e.g., Western Union, MoneyGram, Ria, Dahabshiil

• 1: Have used this method
• 2: Have not used, but know this method
• 3: Do not know this method

Use of transfer methods (FRQ) - Question identifier:FRQ_Q01C

People use different methods to send money to relatives or friends living outside Canada. For each method, indicate whether you have used, have not used but know, or do not know this method.
Going to a currency exchange store to send money

e.g., Calforex Currency Exchange, Firma Foreign Exchange

• 1: Have used this method
• 2: Have not used, but know this method
• 3: Do not know this method

Use of transfer methods (FRQ) - Question identifier:FRQ_Q01D

People use different methods to send money to relatives or friends living outside Canada. For each method, indicate whether you have used, have not used but know, or do not know this method.
Going to another type of store or establishment

e.g., post office, grocery store, drugstore, restaurant

• 1: Have used this method
• 2: Have not used, but know this method
• 3: Do not know this method

Use of transfer methods (FRQ) - Question identifier:FRQ_Q01E

People use different methods to send money to relatives or friends living outside Canada. For each method, indicate whether you have used, have not used but know, or do not know this method.
Bringing money to [another country/answer from RYN1_Q03/answer from RYN1_Q04] to give to relatives or friends while visiting

• 1: Have used this method
• 2: Have not used, but know this method
• 3: Do not know this method

Use of transfer methods (FRQ) - Question identifier:FRQ_Q01F

People use different methods to send money to relatives or friends living outside Canada. For each method, indicate whether you have used, have not used but know, or do not know this method.
Giving money to someone who was travelling to [another country/answer from RYN1_Q03/answer from RYN1_Q04] to give to relatives or friends for you

• 1: Have used this method
• 2: Have not used, but know this method
• 3: Do not know this method

Use of transfer methods (FRQ) - Question identifier:FRQ_Q01G

People use different methods to send money to relatives or friends living outside Canada. For each method, indicate whether you have used, have not used but know, or do not know this method.
Giving money to someone who was visiting Canada from [another country/answer from RYN1_Q03/answer from RYN1_Q04] to bring back to [that country/answer from RYN1_Q03/answer from RYN1_Q04]

• 1: Have used this method
• 2: Have not used, but know this method
• 3: Do not know this method

Use of transfer methods (FRQ) - Question identifier:FRQ_Q01H

People use different methods to send money to relatives or friends living outside Canada. For each method, indicate whether you have used, have not used but know, or do not know this method.
Using an informal transfer network system

e.g., hawala, hundi, hui, sarrafi

• 1: Have used this method
• 2: Have not used, but know this method
• 3: Do not know this method

Use of transfer methods (FRQ) - Question identifier:FRQ_Q01I

People use different methods to send money to relatives or friends living outside Canada. For each method, indicate whether you have used, have not used but know, or do not know this method.
Using a bank or credit union's website

e.g., CIBC website, HSBC website, TD Canada Trust website, Bank of Montreal website

• 1: Have used this method
• 2: Have not used, but know this method
• 3: Do not know this method

Use of transfer methods (FRQ) - Question identifier:FRQ_Q01J

People use different methods to send money to relatives or friends living outside Canada. For each method, indicate whether you have used, have not used but know, or do not know this method.
Using a money transfer provider's website

e.g., Western Union website, MoneyGram website, Ria website, WorldRemit website

• 1: Have used this method
• 2: Have not used, but know this method
• 3: Do not know this method

Use of transfer methods (FRQ) - Question identifier:FRQ_Q01K

People use different methods to send money to relatives or friends living outside Canada. For each method, indicate whether you have used, have not used but know, or do not know this method.
Using another type of service provider's website

e.g., CanadianForex website, Xoom website, PayPal website

• 1: Have used this method
• 2: Have not used, but know this method
• 3: Do not know this method

Use of transfer methods (FRQ) - Question identifier:FRQ_Q01L

People use different methods to send money to relatives or friends living outside Canada. For each method, indicate whether you have used, have not used but know, or do not know this method.
Using a bank or credit union's mobile app

e.g., CIBC mobile app, HSBC mobile app, TD Canada Trust mobile app, Bank of Montreal mobile app

• 1: Have used this method
• 2: Have not used, but know this method
• 3: Do not know this method

Use of transfer methods (FRQ) - Question identifier:FRQ_Q01M

People use different methods to send money to relatives or friends living outside Canada. For each method, indicate whether you have used, have not used but know, or do not know this method.
Using a money transfer provider's mobile app

e.g., Western Union mobile app, MoneyGram mobile app, Ria mobile app, WorldRemit mobile app

• 1: Have used this method
• 2: Have not used, but know this method
• 3: Do not know this method

Use of transfer methods (FRQ) - Question identifier:FRQ_Q01N

People use different methods to send money to relatives or friends living outside Canada. For each method, indicate whether you have used, have not used but know, or do not know this method.
Using another type of service provider's mobile app

e.g., CanadianForex mobile app, Xoom mobile app, PayPal mobile app, mWallet mobile app

• 1: Have used this method
• 2: Have not used, but know this method
• 3: Do not know this method

Use of transfer methods (FRQ) - Question identifier:FRQ_Q01O

People use different methods to send money to relatives or friends living outside Canada. For each method, indicate whether you have used, have not used but know, or do not know this method.
Using a cryptocurrency

e.g., Bitcoin, Ripple, Monero, Ethereum

• 1: Have used this method
• 2: Have not used, but know this method
• 3: Do not know this method

Use of transfer methods (FRQ) - Question identifier:FRQ_Q02AA

Do you know of any other transfer methods for sending money to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04]?

• 1: Yes
• 2: No

Use of transfer methods (FRQ) - Question identifier:FRQ_Q02

In 2017, what method did you use most often to send money to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04]?

If you used more than one method the same number of times, indicate the method you used the last time in 2017.

• 01: Going to a bank or credit union
• 02: Going to a money transfer store
• 03: Going to a currency exchange store to send money
• 04: Going to another type of store or establishment
• 05: Bringing money to [another country/answer from RYN1_Q03/answer from RYN1_Q04] to give to relatives or friends while visiting
• 06: Giving money to someone who was travelling to [another country/answer from RYN1_Q03/answer from RYN1_Q04] to give to relatives or friends for you
• 07: Giving money to someone who was visiting Canada from [another country/answer from RYN1_Q03/answer from RYN1_Q04] to bring back to [that country/answer from RYN1_Q03/answer from RYN1_Q04]
• 08: Using an informal transfer network system
• 09: Using a bank or credit union's website
• 10: Using a money transfer provider's website
• 11: Using another type of service provider's website
• 12: Using a bank or credit union's mobile app
• 13: Using a money transfer provider's mobile app
• 14: Using another type of service provider's mobile app
• 15: Using a cryptocurrency
• 16: Other

Use of transfer methods (FRQ) - Question identifier:FRQ_Q03

You said that you [went to a bank or credit union to send money/went to a money transfer store to send money/went to a currency exchange store to send money/went to a store or establishment to send money/brought money/gave money to someone to bring/gave money to someone to bring/used an informal transfer network system to send money/used a bank or credit union's website to send money/used a money transfer provider's website to send money/used a website to send money/used a bank or credit union's mobile app to send money/used a money transfer provider's mobile app to send money/used a mobile app to send money/used a cryptocurrency to send money] to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04] in 2017. Is this the same method you used the last time you sent money to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04] in 2017?

• 1: Yes
• 2: No

Use of transfer methods (FRQ) - Question identifier:FRQ_Q03A

What method did you use the last time?

• 01: Going to a bank or credit union
• 02: Going to a money transfer store
• 03: Going to a currency exchange store to send money
• 04: Going to another type of store or establishment
• 05: Bringing money to [another country/answer from RYN1_Q03/answer from RYN1_Q04] to give to relatives or friends while visiting
• 06: Giving money to someone who was travelling to [another country/answer from RYN1_Q03/answer from RYN1_Q04] to give to relatives or friends for you
• 07: Giving money to someone who was visiting Canada from [another country/answer from RYN1_Q03/answer from RYN1_Q04] to bring back to [that country/answer from RYN1_Q03/answer from RYN1_Q04]
• 08: Using an informal transfer network system
• 09: Using a bank or credit union's website
• 10: Using a money transfer provider's website
• 11: Using another type of service provider's website
• 12: Using a bank or credit union's mobile app
• 13: Using a money transfer provider's mobile app
• 14: Using another type of service provider's mobile app
• 15: Using a cryptocurrency
• 16: Other

Use of transfer methods (FRQ) - Question identifier:FRQ_Q04

In 2017, what method did you use the last time you sent money to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04]?

• 01: Going to a bank or credit union
• 02: Going to a money transfer store
• 03: Going to a currency exchange store to send money
• 04: Going to another type of store or establishment
• 05: Bringing money to [another country/answer from RYN1_Q03/answer from RYN1_Q04] to give to relatives or friends while visiting
• 06: Giving money to someone who was travelling to [another country/answer from RYN1_Q03/answer from RYN1_Q04] to give to relatives or friends for you
• 07: Giving money to someone who was visiting Canada from [another country/answer from RYN1_Q03/answer from RYN1_Q04] to bring back to [that country/answer from RYN1_Q03/answer from RYN1_Q04]
• 08: Using an informal transfer network system
• 09: Using a bank or credit union's website
• 10: Using a money transfer provider's website
• 11: Using another type of service provider's website
• 12: Using a bank or credit union's mobile app
• 13: Using a money transfer provider's mobile app
• 14: Using another type of service provider's mobile app
• 15: Using a cryptocurrency
• 16: Other

Use of transfer methods (FRQ) - Question identifier:FRQ_Q05

Who made the transaction?

Exclude bank tellers and representatives of a money transfer provider.

Select all that apply.

• 1: You
• 2: Your spouse
• 3: Your parent
• 4: Your child
• 5: Your sibling
• 6: Other relative (e.g., grandfather, granddaughter, uncle, niece, father-in-law, sister-in-law)
• 7: Unrelated person

Details about transferring money outside Canada (REM) - Question identifier:REM_R01

The following questions are about the money you sent to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04].
Answer each question based on your own personal habits in 2017.

Details about transferring money outside Canada (REM) - Question identifier:REM_Q01

In 2017, how many times did you send money to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04]?
Number of times

Min = 0; Max = 999

Details about transferring money outside Canada (REM) - Question identifier:REM_Q02

In 2017, what was the total amount of money that you sent to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04]?
Rounded to the nearest CAN$

Min = 0; Max = 99999

Details about transferring money outside Canada (REM) - Question identifier:REM_Q03

Does this amount include money that belonged to others?

e.g., money that you sent on behalf of someone else

• 1: Yes
• 2: No

Details about transferring money outside Canada (REM) - Question identifier:REM_Q03A

Including yourself, on behalf of how many people did you send money?
Number of people

Min = 0; Max = 99

Details about transferring money outside Canada (REM) - Question identifier:REM_Q03B

How much of the amount was your own money?
Rounded to the nearest CAN$

Min = 0; Max = 99999

Details about transferring money outside Canada (REM) - Question identifier:REM_R04

In 2017, to how many people did you send money?

Exclude intermediaries who did not use the money, if any.
If you do not know the exact number of people, give your best estimate.

Details about transferring money outside Canada (REM) - Question identifier:REM_Q04

Number of people

Min = 0; Max = 99

Details about transferring money outside Canada (REM) - Question identifier:REM_R05

What is the relationship to you, age range, and country of residence of the person/each of the [answer from REM_Q04] people to whom you sent money in 2017?

[Report the relationship to you, age range, and country of residence of the 10 people that you sent money to most often in 2017.

If you sent money to more than 10 people the same number of times, report the 10 people to whom you sent the most amount of money in 2017.]

Details about transferring money outside Canada (REM) - Question identifier:REM_Q05A

Relationship to you

• 01: Husband
• 02: Wife
• 03: Father
• 04: Mother
• 05: Son
• 06: Daughter
• 07: Brother
• 08: Sister
• 09: Other male relative
• 10: Other female relative
• 11: Unrelated male
• 12: Unrelated female

Details about transferring money outside Canada (REM) - Question identifier:REM_Q05B

Age range

If age range is unknown, give your best estimate.

• 01: Under 18
• 02: 18 to 29
• 03: 30 to 39
• 04: 40 to 49
• 05: 50 to 59
• 06: 60 to 69
• 07: 70 to 79
• 08: 80 to 89
• 09: 90 and older

Details about transferring money outside Canada (REM) - Question identifier:REM_Q05C

Select a country from the dropdown menu below. Type the first few letters to narrow down the choices.

Note: If the country is not listed, select 'Other'.

• 1: Country list

Details about transferring money outside Canada (REM) - Question identifier:REM_Q06AA

In addition to [this person/these [answer from REM_Q04] people], was the money used by or used for anyone else?

e.g., children for whom clothes were bought, relatives who were given some of the money, members of a household whose rent was paid

• 1: Yes
• 2: No

Details about transferring money outside Canada (REM) - Question identifier:REM_Q06AB

How many other people?
Number

Min = 0; Max = 99

Details about transferring money outside Canada (REM) - Question identifier:REM_Q06

In 2017, when you sent money to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04], for what purpose was the money sent?

Select all that apply.

• 01: To help pay for living expenses
• 02: To help pay for medical expenses
• 03: To help pay for education
• 04: To help pay for a major expense
• 05: To help pay for non-health related emergencies (e.g., crisis or natural disaster relief)
• 06: To help pay for insurance
• 07: Given as a gift (e.g., birthday, anniversary, holiday)
• 08: To help pay for entertainment or leisure activities
• 09: Other

Details about transferring money outside Canada (REM) - Question identifier:REM_Q06A

In 2017, when you sent money to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04], for what purpose was the money sent?

• 1: Groceries or food
• 2: Housing, rent or utilities (e.g., water, electricity, heat)
• 3: Caregiving (e.g., childcare, long-term care, live-in caretaker)
• 4: Other living expenses

Details about transferring money outside Canada (REM) - Question identifier:REM_Q06B

In 2017, when you sent money to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04], for what purpose was the money sent?

• 1: Ongoing medical expenses (e.g., long-term medical treatment, prescription medications)
• 2: Unexpected medical expenses (e.g., emergency room visit, surgery)
• 3: Other medical expenses

Details about transferring money outside Canada (REM) - Question identifier:REM_Q06C

In 2017, when you sent money to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04], for what purpose was the money sent?

• 1: Events (e.g., weddings, funerals)
• 2: Purchases (e.g., house, car, appliances)
• 3: Investment (e.g., starting a business, investing in property)
• 4: Other major expenses

Details about transferring money outside Canada (REM) - Question identifier:REM_Q06D

In 2017, when you sent money to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04], for what purpose was the money sent?

• 1: Health insurance
• 2: Life insurance
• 3: Other insurance (e.g., home, vehicle)

Details about the last time you transferred money in 2017 (LST1) - Question identifier:LST1_R01

You said that you had money hand-carried or used a service provider the last time you sent money to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04] in 2017. The following questions are about that event.

Details about the last time you transferred money in 2017 (LST1) - Question identifier:LST1_Q01

The last time you [brought/sent] money to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04] in 2017, what is the main reason you chose to use this method?

• 1: Convenience for the person who [brought/sent] the money
• 2: Convenience for the person who received the money
• 3: Cost of the method
• 4: Reliability of the method
• 5: Timeliness of the method
• 6: Other

Details about the last time you transferred money in 2017 (LST1) - Question identifier:LST1_R02

The last time you [brought/sent] money to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04] in 2017, to how many people did you [bring/send] money?

Exclude intermediaries who did not use the money, if any.

If you do not know the exact number of people, give your best estimate.

Details about the last time you transferred money in 2017 (LST1) - Question identifier:LST1_Q02

Number of people

Min = 0; Max = 99

Details about the last time you transferred money in 2017 (LST1) - Question identifier:LST1_R03

What was the relationship of [this person/each of the [answer from LST1_Q02] people] to you, and did they have access to a bank account?

Exclude intermediaries who did not use the money, if any.

[If you [brought/sent] to more than 10 recipients the last time you [brought/sent] money, report for the people who received the highest amount of money.]

Details about the last time you transferred money in 2017 (LST1) - Question identifier:LST1_Q03A

What was the relationship of the [NUMBER] recipient to you?
Relationship to you

• 01: Husband
• 02: Wife
• 03: Father
• 04: Mother
• 05: Son
• 06: Daughter
• 07: Brother
• 08: Sister
• 09: Other male relative
• 10: Other female relative
• 11: Unrelated male
• 12: Unrelated female

Details about the last time you transferred money in 2017 (LST1) - Question identifier:LST1_Q03B

Did this person have access to a bank account in [another country/answer from RYN1_Q03/answer from RYN1_Q04] in 2017?
What was the relationship of [this person/each of the [answer from LST1_Q02] people] to you, and did they have access to a bank account?

• 1: Yes
• 2: No
• 9: DK

Details about the last time you transferred money in 2017 (LST1) - Question identifier:LST1_Q04AA

In addition to [this person/these [answer from LST1_Q02] people], was the money used by or used for anyone else?

e.g., children for whom clothes were bought, relatives who were given some of the money, members of a household whose rent was paid

• 1: Yes
• 2: No

Details about the last time you transferred money in 2017 (LST1) - Question identifier:LST1_Q04AB

How many other people?
Number

Min = 0; Max = 99

Details about the last time you transferred money in 2017 (LST1) - Question identifier:LST1_Q04

The last time you [brought/sent] money to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04] in 2017, how much money did you [bring/send]?
Rounded to the nearest CAN$

Min = 0; Max = 99999

Details about the last time you transferred money in 2017 (LST1) - Question identifier:LST1_Q05

Does this amount include money that belonged to others?

e.g., money that you [brought/sent] on behalf of someone else

• 1: Yes
• 2: No

Details about the last time you transferred money in 2017 (LST1) - Question identifier:LST1_Q05A

Including yourself, on behalf of how many people did you [bring/send] money?
Number of people

Min = 0; Max = 99

Details about the last time you transferred money in 2017 (LST1) - Question identifier:LST1_Q05B

How much of the amount was your own money?
Rounded to the nearest CAN$

Min = 0; Max = 99999

Details about the last time you transferred money in 2017 (LST1) - Question identifier:LST1_Q06

The last time you sent money to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04] in 2017, was there a fee to send the money?

i.e., an additional amount paid

• 1: Yes
• 2: No

Details about the last time you transferred money in 2017 (LST1) - Question identifier:LST1_Q07A

The last time you sent money to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04] in 2017, how much was the fee?
Rounded to the nearest CAN$

Min = 0; Max = 9999

Details about the last time you transferred money in 2017 (LST1) - Question identifier:LST1_Q07B

The last time you sent money to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04] in 2017, how much was the fee?
OR

• 9: DK

Details about the last time you transferred money in 2017 (LST1) - Question identifier:LST1_Q08AA

Who paid the fee?

Select all that apply.

• 1: You
• 2: The recipient
• 3: Someone else

Details about the last time you transferred money in 2017 (LST1) - Question identifier:LST1_Q08

The last time you [brought/sent] money to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04] in 2017, did you convert the money into U.S. dollars before you [brought/sent] it?

i.e., you exchanged the money from Canadian to U.S. dollars

• 1: Yes
• 2: No

Details about the last time you transferred money in 2017 (2) (SND) - Question identifier:SND_Q01

The last time you sent money to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04] in 2017, did the money transfer provider require you to use a U.S. dollar account to send the money?

A U.S. dollar account includes credit, debit or bank accounts that use American dollars. Such an account could be in your name or it could be in someone else's name that you had access to.

• 1: Yes
• 2: No

Details about the last time you transferred money in 2017 (2) (SND) - Question identifier:SND_Q02

The last time you sent money to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04] in 2017, did the money transfer provider require you to have an account, membership or user profile with them to send the money?

This could include a bank account or online membership that is registered under your name or someone else's name that you had access to.

• 1: Yes
• 2: No

Details about the last time you transferred money in 2017 (2) (SND) - Question identifier:SND_Q03

The last time you sent money to relatives or friends living in [another country/answer from RYN1_Q03/answer from RYN1_Q04] in 2017, did the money transfer provider require the person who got the money to have an account, membership or user profile?

This could include a bank account or online membership that is registered under their name or someone else's name that they had access to.

The person who got the money is the one who physically received or collected the money you sent and is not necessarily the recipient.

• 1: Yes
• 2: No

Details about the last time you transferred money in 2017 (2) (SND) - Question identifier:SND_Q04

How did they receive the money?

Note: Press the help button (?) for additional information, including examples.

• 1: Cash pick-up
• 2: Cash delivery
• 3: Direct deposit
• 4: Other
• 9: DK

Details about the last time you transferred money in 2017 (2) (SND) - Question identifier:SND_Q04A

Where did they pick up the money?

• 1: Bank or credit union
• 2: Money transfer store
• 3: Currency exchange store
• 4: Another type of store
• 9: DK

Details about the last time you transferred money in 2017 (2) (SND) - Question identifier:SND_Q04B

Into what type of account was the money deposited?

• 1: Account with a bank or credit union
• 2: Account with a money transfer provider
• 3: Account with a foreign exchange service provider
• 4: Another type of account
• 9: DK

Additional information about transferring money outside Canada in 2017 (LST2) - Question identifier:LST2_Q09

In 2017, did you send money to relatives or friends living outside Canada in any countries other than [another country/answer from RYN1_Q03/answer from RYN1_Q04]?

• 1: Yes
• 2: No

Additional information about transferring money outside Canada in 2017 (LST2) - Question identifier:LST2_Q09A

How many other countries?
Number

Min = 0; Max = 99

Additional information about transferring money outside Canada in 2017 (LST2) - Question identifier:LST2_R10

Indicate the country/countries and the total amount that you sent in 2017 to relatives or friends living there/in each country.

Specify the country according to present boundaries.

If you do not know the exact amount, give your best estimate.

Report in Canadian dollars.

[Indicate the five countries that you sent money to most often in 2017.
If you sent money to more than five countries equally, indicate the five countries to which you sent the highest amount of money.]

Additional information about transferring money outside Canada in 2017 (LST2) - Question identifier:LST2_Q10A

Select a country from the dropdown menu below. Type the first few letters to narrow down the choices.

Note: If the country is not listed, select 'Other'.

• 1: Country list

Additional information about transferring money outside Canada in 2017 (LST2) - Question identifier:LST2_Q10B

Rounded to the nearest CAN$

Min = 0; Max = 99999

Additional information about transferring money outside Canada in 2017 (LST2) - Question identifier:LST2_Q11

In 2017, did anyone else over the age of 18 who usually lived with you send money to relatives or friends living outside Canada?

• 1: Yes
• 2: No

Additional information about transferring money outside Canada in 2017 (LST2) - Question identifier:LST2_Q11A

To how many countries?
Number

Min = 0; Max = 99

Additional information about transferring money outside Canada in 2017 (LST2) - Question identifier:LST2_R12

Indicate the country/countries and the total amount that they sent in 2017 to relatives or friends living there/in each country.

Specify the country according to present boundaries.

If they sent money jointly with someone else, give only the dollar amount of the money that belonged to them, as best you can.

If you do not know the exact amount, give your best estimate.

Report in Canadian dollars.

[Indicate the five countries that another household member sent money to most often in 2017.
If they sent money to more than five countries equally, indicate the five countries to which they sent the most amount of money.]

Additional information about transferring money outside Canada in 2017 (LST2) - Question identifier:LST2_Q12A

Select a country from the dropdown menu below. Type the first few letters to narrow down the choices.

Note: If the country is not listed, select 'Other'.

• 1: Country list

Additional information about transferring money outside Canada in 2017 (LST2) - Question identifier:LST2_Q12B

Rounded to the nearest CAN$

Min = 0; Max = 99999

Important factors when transferring money (EXP) - Question identifier:EXP_R01

The following questions are about your opinions on international money transfers.

Important factors when transferring money (EXP) - Question identifier:EXP_Q01

Indicate the three most important factors for you when sending money to relatives or friends living outside Canada.

Select the three most important factors.

• 1: Convenience for the person sending the money
• 2: Convenience for the person receiving the money
• 3: Cost of the method
• 4: Reliability of the method
• 5: Timeliness of the method

Important factors when transferring money (EXP) - Question identifier:EXP_Q02

Of your selections, what is the most important factor for you when sending money to relatives or friends living outside Canada?

• 1: Convenience for the person sending the money
• 2: Convenience for the person receiving the money
• 3: Cost of the method
• 4: Reliability of the method
• 5: Timeliness of the method

Important factors when transferring money (EXP) - Question identifier:EXP_Q03A

What is your level of agreement with the following statements about sending money to relatives or friends living outside Canada?
I feel well informed about the options available to me

• 1: Strongly agree
• 2: Agree
• 3: Neither agree nor disagree
• 4: Disagree
• 5: Strongly disagree

Important factors when transferring money (EXP) - Question identifier:EXP_Q03B

What is your level of agreement with the following statements about sending money to relatives or friends living outside Canada?
I can compare the options available to me to choose the best one

• 1: Strongly agree
• 2: Agree
• 3: Neither agree nor disagree
• 4: Disagree
• 5: Strongly disagree

Important factors when transferring money (EXP) - Question identifier:EXP_Q03C

What is your level of agreement with the following statements about sending money to relatives or friends living outside Canada?
My preferred service provider is accessible to me

• 1: Strongly agree
• 2: Agree
• 3: Neither agree nor disagree
• 4: Disagree
• 5: Strongly disagree

Important factors when transferring money (EXP) - Question identifier:EXP_Q03D

What is your level of agreement with the following statements about sending money to relatives or friends living outside Canada?
I have access to the necessary technology to send money to [another country/answer from RYN1_Q03/answer from RYN1_Q04]

• 1: Strongly agree
• 2: Agree
• 3: Neither agree nor disagree
• 4: Disagree
• 5: Strongly disagree

Important factors when transferring money (EXP) - Question identifier:EXP_Q03E

What is your level of agreement with the following statements about sending money to relatives or friends living outside Canada?
The recipient of the money has access to the necessary technology to receive the money in [another country/answer from RYN1_Q03/answer from RYN1_Q04]

• 1: Strongly agree
• 2: Agree
• 3: Neither agree nor disagree
• 4: Disagree
• 5: Strongly disagree

Important factors when transferring money (EXP) - Question identifier:EXP_Q03F

What is your level of agreement with the following statements about sending money to relatives or friends living outside Canada?
I am satisfied with the amount of time it takes for my money to be received in [another country/answer from RYN1_Q03/answer from RYN1_Q04]

• 1: Strongly agree
• 2: Agree
• 3: Neither agree nor disagree
• 4: Disagree
• 5: Strongly disagree

Important factors when transferring money (EXP) - Question identifier:EXP_Q03G

What is your level of agreement with the following statements about sending money to relatives or friends living outside Canada?
The service provider I use transfers money at a reasonable cost

• 1: Strongly agree
• 2: Agree
• 3: Neither agree nor disagree
• 4: Disagree
• 5: Strongly disagree

Important factors when transferring money (EXP) - Question identifier:EXP_Q03H

What is your level of agreement with the following statements about sending money to relatives or friends living outside Canada?
I am able to communicate with the service provider in a language that I understand

• 1: Strongly agree
• 2: Agree
• 3: Neither agree nor disagree
• 4: Disagree
• 5: Strongly disagree

Important factors when transferring money (EXP) - Question identifier:EXP_Q04A

What is your level of agreement with the following statements about sending or bringing money to relatives or friends living outside Canada?
I feel well informed about the options available to me

• 1: Strongly agree
• 2: Agree
• 3: Neither agree nor disagree
• 4: Disagree
• 5: Strongly disagree

Important factors when transferring money (EXP) - Question identifier:EXP_Q04B

What is your level of agreement with the following statements about sending or bringing money to relatives or friends living outside Canada?
I can compare the options available to me to choose the best one

• 1: Strongly agree
• 2: Agree
• 3: Neither agree nor disagree
• 4: Disagree
• 5: Strongly disagree

Important factors when transferring money (EXP) - Question identifier:EXP_Q04C

What is your level of agreement with the following statements about sending or bringing money to relatives or friends living outside Canada?
My preferred method is available when I need to give money

• 1: Strongly agree
• 2: Agree
• 3: Neither agree nor disagree
• 4: Disagree
• 5: Strongly disagree

Important factors when transferring money (EXP) - Question identifier:EXP_Q04D

What is your level of agreement with the following statements about sending or bringing money to relatives or friends living outside Canada?
My preferred method is reliable

• 1: Strongly agree
• 2: Agree
• 3: Neither agree nor disagree
• 4: Disagree
• 5: Strongly disagree

Important factors when transferring money (EXP) - Question identifier:EXP_Q04E

What is your level of agreement with the following statements about sending or bringing money to relatives or friends living outside Canada?
I am satisfied with the amount of time it takes for my money to be received in [another country/answer from RYN1_Q03/answer from RYN1_Q04]

• 1: Strongly agree
• 2: Agree
• 3: Neither agree nor disagree
• 4: Disagree
• 5: Strongly disagree

Important factors when transferring money (EXP) - Question identifier:EXP_Q05

Are you satisfied with your overall experience when sending or bringing money to relatives or friends living outside Canada?

• 1: Very satisfied
• 2: Satisfied
• 3: Dissatisfied
• 4: Very dissatisfied

Labour market activities (EMP) - Question identifier:EMP_R01

The following questions are about your employment status in 2017.

Labour market activities (EMP) - Question identifier:EMP_Q01

In 2017, were you an employee, self-employed, working in a family business without pay, or not employed?

Select all that apply.

• 1: Employee
• 2: Self-employed
• 3: Working in a family business without pay
• 4: Not employed (e.g., unemployed, retired, student)

Labour market activities (EMP) - Question identifier:EMP_Q02

Did you usually work more or less than 30 hours per week in 2017?

Include the weeks in which you:
• were on vacation or sick leave with pay
• worked for wages, salary, tips or commission
• were self-employed
• worked in the direct operation of a family farm or business without formal pay arrangements.

• 1: 30 or more hours per week
• 2: Less than 30 hours per week

Household responsibilities/Income (INC) - Question identifier:INC_R01

The next question is about household responsibilities.

Household responsibilities/Income (INC) - Question identifier:INC_Q01A

Who takes care of the following household financial decisions?
Household finances and paying the bills

e.g., rent or mortgage payments, utility bills, car payments

• 1: Mostly you
• 2: Mostly your spouse or partner
• 3: Shared equally between you and your spouse or partner
• 4: Shared equally with someone else
• 5: Mostly someone else

Household responsibilities/Income (INC) - Question identifier:INC_Q01B

Who takes care of the following household financial decisions?
Regular household purchases

e.g., groceries, household supplies, clothing

• 1: Mostly you
• 2: Mostly your spouse or partner
• 3: Shared equally between you and your spouse or partner
• 4: Shared equally with someone else
• 5: Mostly someone else

Household responsibilities/Income (INC) - Question identifier:INC_Q01C

Who takes care of the following household financial decisions?
Occasional, more expensive household purchases

e.g., vacations, home renovations, car purchases

• 1: Mostly you
• 2: Mostly your spouse or partner
• 3: Shared equally between you and your spouse or partner
• 4: Shared equally with someone else
• 5: Mostly someone else

Household responsibilities/Income (INC) - Question identifier:INC_Q02

Do you have a bank account?

The bank account may be a chequing or savings account.

• 1: Yes
• 2: No

Household responsibilities/Income (INC) - Question identifier:INC_Q02A

Do you have bank accounts in your name only, or in both your name and someone else's name?

Select all that apply.

• 1: In your name only (Sole account: a bank account that may be drawn upon only by yourself.)
• 2: In both your name and your spouse or partner's name (Joint account: a bank account that may be drawn upon separately by two or more individuals.)
• 3: In both your name and someone else's name (Joint account: a bank account that may be drawn upon separately by two or more individuals.)

Household responsibilities/Income (INC) - Question identifier:INC_R03

The following questions are about your income in 2017.

Household responsibilities/Income (INC) - Question identifier:INC_R03A

What is your best estimate of your total personal income, before taxes and deductions, from all sources during the year ending December 31, 2017?

If you do not know the exact amount, give your best estimate.

Report in Canadian dollars.

Household responsibilities/Income (INC) - Question identifier:INC_Q03

Rounded to the nearest CAN$

Min = -9999999; Max = 9999999

Household responsibilities/Income (INC) - Question identifier:INC_Q04

What was your total personal income during the year ending December 31, 2017?

• 01: Less than $20,000
• 02: $20,000 to less than $30,000
• 03: $30,000 to less than $40,000
• 04: $40,000 to less than $50,000
• 05: $50,000 to less than $60,000
• 06: $60,000 to less than $70,000
• 07: $70,000 to less than $80,000
• 08: $80,000 to less than $90,000
• 09: $90,000 to less than $100,000
• 10: $100,000 and over

Household responsibilities/Income (INC) - Question identifier:INC_Q05

What is your best estimate of your total household income received by all members, before taxes and deductions, from all sources during the year ending December 31, 2017?
Rounded to the nearest CAN$

Min = -9999999; Max = 9999999

Household responsibilities/Income (INC) - Question identifier:INC_Q06

What was your total household income received by all members during the year ending December 31, 2017?

Include all household members.

Household: a person living alone or a group of people living together.

• 01: Less than $40,000
• 02: $40,000 to less than $50,000
• 03: $50,000 to less than $60,000
• 04: $60,000 to less than $70,000
• 05: $70,000 to less than $80,000
• 06: $80,000 to less than $90,000
• 07: $90,000 to less than $100,000
• 08: $100,000 to less than $110,000
• 09: $110,000 to less than $120,000
• 10: $120,000 and over