North American Industry Classification System (NAICS) Canada 2017 Version 2.0

A

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52 - Finance and insurance

This sector comprises establishments primarily engaged in financial transactions (that is, transactions involving the creation, liquidation, or change in ownership of financial assets) or in facilitating financial transactions. Included are:

* establishments that are primarily engaged in financial intermediation. They raise funds by taking deposits and/or issuing securities, and, in the process, incur liabilities, which they use to acquire financial assets by making loans and/or purchasing securities. Putting themselves at risk, they channel funds from lenders to borrowers and transform or repackage the funds with respect to maturity, scale and risk.

* establishments that are primarily engaged in the pooling of risk by underwriting annuities and insurance. They collect fees (insurance premiums or annuity considerations), build up reserves, invest those reserves and make contractual payments. Fees are based on the expected incidence of the insured risk and the expected return on investment.

522 - Credit intermediation and related activities

This subsector comprises establishments primarily engaged in lending funds raised from depositors or by issuing debt securities and establishments that facilitate the lending of funds or issuance of credit by engaging in such activities as mortgage and loan brokerage, clearinghouse and reserve services, and cheque-cashing services.

5223 - Activities related to credit intermediationUS

This industry group comprises establishments primarily engaged in providing services closely related to credit intermediation, but not acting as intermediaries.

52232 - Financial transactions processing, reserve and clearing house activities

This industry comprises establishments primarily engaged in providing financial transaction processing; reserve and overnight advance services; cheque or other financial instrument clearing house services; credit card processing; and electronic financial payment services. Examples of establishments in this industry are central credit unions, automated clearing houses and electronic financial payment services.

522321 - Central credit unionsCAN

This Canadian industry comprises establishments of centrals, regionals, leagues and federations primarily engaged in providing financial transaction processing; reserve and overnight advances services; cheque or other financial instrument clearing house services; credit card processing; electronic financial payment services; and in accepting deposits from, and issuing loans to, members.

  • Illustrative example(s)

    • caisses populaires, federation, league or regional (central clearing house services)
    • credit unions, central, regional or league (central clearing house services)

    All examples

  • Exclusion(s)

    • automated clearinghouses (See 522329 Other financial transactions processing and clearing house activities)
    • cheque clearing and other transaction processing of the central bank (See 521110 Monetary authorities - central bank)
    • cheque validation service (See 522329 Other financial transactions processing and clearing house activities)
    • data processing (See 518210 Data processing, hosting, and related services)
    • electronic funds transfer services (See 522329 Other financial transactions processing and clearing house activities)
522329 - Other financial transactions processing and clearing house activitiesCAN

This Canadian industry comprises establishments primarily engaged in providing cheque or other financial instrument clearing house services; credit card processing; and electronic financial payment services.

  • Illustrative example(s)

    • automated clearing houses, bank or cheque (except central bank)
    • automatic teller machine (ATM) network providers
    • cheque validation services
    • electronic financial payment services
    • electronic funds transfer services
    • financial transactions processing (except central bank)

    All examples

  • Exclusion(s)

    • cheque clearing and other transaction processing of the central bank (See 521110 Monetary authorities - central bank)
    • data processing (See 518210 Data processing, hosting, and related services)
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