North American Product Classification System (NAPCS) Canada 2017 Version 1.0

761 - Financial services (except insurance)

This group comprises financial system regulatory services; account and cash management products; loans and other credit financing products; investment products; financial planning services and trust products for individuals, businesses, institutions (except unincorporated) and governments; and products supporting financial services.

76131 - Loans

This class comprises loans that represent the direct lending of funds under legal contract, either unsecured or secured by the assets being financed or by other assets, but without the exchange or the use of securities as collateral.

761311 - Loans to businesses

This subclass comprises loans to businesses. Loans represent the direct lending of funds under legal contract, either unsecured or secured by the assets being financed or by other assets, but without the exchange or the use of securities as collateral.

• Exclusion(s)

  • credit provided by credit cards to businesses (See 7614111 Credit card cardholder products for businesses and government)
  • financing using purchase-repurchase agreements (See 7615112 Repurchase agreements)
  • loans secured by equipment leasing (See 761413 Financial leasing)

761312 - Loans to government

This subclass comprises loans to government.

• Exclusion(s)

  • loans to government-owned enterprises (See 7613111 Loans to businesses)

761313 - Loans to households

This subclass comprises loans to households.