Finance, insurance and real estate and rental and leasing IBSP

5A - Finance, insurance and real estate and rental and leasing

521110 - Monetary authorities - central bank

This Canadian industry comprises establishments primarily engaged in performing central banking functions, such as issuing currency (paper money); managing the nation's money supply and international reserves; overseeing payment, clearing and settlement systems; holding deposits that represent the reserves of other banks and institutions; and acting as fiscal agent for the federal government.

• Illustrative example(s)

  • Bank of Canada

  All examples

522111 - Personal and commercial banking industry^CAN

This Canadian industry comprises establishments primarily engaged in accepting deposits from, and issuing loans to, persons or small- and medium-sized businesses. Establishments of chartered banks, trust companies and deposit-accepting mortgage companies that are primarily engaged in these activities are included.

• Illustrative example(s)

  • branches of chartered banks providing personal and commercial banking services
  • branches of trust companies providing personal and commercial banking services
  • deposit-accepting mortgage companies (except co-operative)

  All examples

• Exclusion(s)

  • local credit unions (See 522130 Local credit unions)
  • provincial government savings establishments that channel deposits to the government rather than lending them to customers (See 522190 Other depository credit intermediation)

522112 - Corporate and institutional banking industry^CAN

This Canadian industry comprises establishments primarily engaged in issuing loans to large businesses, governments or other large institutional clients, using funds primarily obtained from related personal and commercial banking establishments. Corporate and institutional banking establishments provide deposit and other services to their clients. Establishments of chartered banks that are primarily engaged in issuing loans to the above-mentioned clients are included.

• Illustrative example(s)

  • bank and trust company branches, chartered, providing corporate and institutional banking services
  • corporate and institutional banking services

  All examples

• Exclusion(s)

  • investment banking (See 523110 Investment banking and securities dealing)

522130 - Local credit unions^US

This Canadian industry comprises establishments of local credit unions and caisses populaires primarily engaged in accepting deposits from, and issuing loans to, members. Local credit unions raise funds from members through the sale of shares and the acceptance of deposits.

All examples

522190 - Other depository credit intermediation^US

This Canadian industry comprises establishments, not classified to any other Canadian industry, primarily engaged in accepting deposits and making loans. Provincial government savings establishments that channel deposits to the government rather than lending them to customers are also included.

• Illustrative example(s)

  • banks, private (i.e., unincorporated)
  • deposit-accepting mortgage companies, co-operative

  All examples

522210 - Credit card issuing^US

This Canadian industry comprises establishments primarily engaged in providing credit sales services to business entities, such as retailers, and to consumers by providing the funds required in return for payment of the full balance or payments on an installment basis.

• Illustrative example(s)

  • credit card issuing, company

  All examples

522220 - Sales financing^US

This Canadian industry comprises establishments primarily engaged in sales financing. Establishments primarily engaged in providing financial leases or operating leases are also included if they are engaged in any sales financing.

Sales financing establishments lend money to consumers and businesses, for the purchase of goods and services, using a contractual installment sales agreement, often either directly from, or through arrangements with, dealers of the products. Examples of establishments in this industry are acceptance companies of motor vehicle manufacturers and heavy equipment manufacturers. Establishments engaged in the purchase of installment and credit card receivables, created as a result of retail sales to businesses and individuals, are included.

• Illustrative example(s)

  • acceptance companies
  • automobile sales finance company
  • conditional sales finance companies
  • leasing, in combination with sales financing
  • sales finance companies

  All examples

• Exclusion(s)

  • providing operating leases and financial leases when not engaged in any sales financing(532)

522291 - Consumer lending^US

This Canadian industry comprises establishments primarily engaged in providing unsecured cash loans to consumers. However, some cash lending activities may be secured by a chattel mortgage enabling the lender to take possession of the chattel in case of default. Examples of establishments in this Canadian industry are consumer loan companies, personal finance companies and small loan companies.

• Illustrative example(s)

  • personal credit institutions
  • personal finance and loan companies

  All examples

522299 - All other non-depository credit intermediation^CAN

This Canadian industry comprises establishments, not classified to any other Canadian industry, primarily engaged in providing non-depository credit, such as real estate credit, international trade financing, short-term inventory credit and loans, working capital credit, and agricultural credit and loans. Examples of establishments in this industry are factoring companies, pawnshops, mortgage companies and government credit agencies that make direct loans or extend credit.

• Illustrative example(s)

  • factoring companies
  • pawnbrokers
  • secondary market financing (i.e., buying, pooling and repackaging loans for sale to others)

  All examples

522310 - Mortgage and non-mortgage loan brokers^US

This Canadian industry comprises establishments primarily engaged in arranging mortgage or other loans for others on a commission or fee basis. These establishments ordinarily do not have any continuing relationship with either borrower or lender.

• Illustrative example(s)

  • mortgage and loan brokerages
  • mortgage and loan brokers' or agents' offices

  All examples

• Exclusion(s)

  • mortgage banking(52229)

522321 - Central credit unions^CAN

This Canadian industry comprises establishments of centrals, regionals, leagues and federations primarily engaged in providing financial transaction processing; reserve and overnight advances services; cheque or other financial instrument clearing house services; credit card processing; electronic financial payment services; and in accepting deposits from, and issuing loans to, members.

• Illustrative example(s)

  • caisses populaires, federation, league or regional (central clearing house services)
  • credit unions, central, regional or league (central clearing house services)

  All examples

• Exclusion(s)

  • data processing(518210)
  • cheque clearing and other transaction processing of the central bank (See 521110 Monetary authorities - central bank)
  • automated clearinghouses (See 522329 Other financial transactions processing and clearing house activities)
  • cheque validation service (See 522329 Other financial transactions processing and clearing house activities)
  • electronic funds transfer services (See 522329 Other financial transactions processing and clearing house activities)

522329 - Other financial transactions processing and clearing house activities^CAN

This Canadian industry comprises establishments primarily engaged in providing cheque or other financial instrument clearing house services; credit card processing; and electronic financial payment services. Examples of establishments in this industry are automated clearing houses and electronic financial payment services.

• Illustrative example(s)

  • automated clearing houses, bank or cheque (except central bank)
  • automatic teller machine (ATM) network providers
  • cheque validation services
  • electronic funds transfer services
  • financial transactions processing (except central bank)

  All examples

• Exclusion(s)

  • data processing(518210)
  • cheque clearing and other transaction processing of the central bank (See 521110 Monetary authorities - central bank)

522390 - Other activities related to credit intermediation^US

This Canadian industry comprises establishments, not classified to any other Canadian industry, primarily engaged in facilitating credit intermediation, such as cheque-cashing, money order issuance, traveller's cheque issuance and servicing loans originated by others.

• Illustrative example(s)

  • cheque cashing services

  All examples

• Exclusion(s)

  • foreign currency exchange dealers (See 523130 Commodity contracts dealing)

523110 - Investment banking and securities dealing^US

This Canadian industry comprises establishments primarily engaged in acting as principals (investors who buy or sell on their own account), generally on a spread basis, in originating, underwriting and/or distributing issues of securities of businesses, governments and institutions. Establishments primarily engaged in making markets (dealing or trading) in securities are included.

• Illustrative example(s)

  • government bond underwriters
  • investment banking
  • securities distributing (acting as a principal in dealing securities to investors)
  • securities originating (acting as a principal in dealing new securities to investors)
  • underwriters, securities

  All examples

• Exclusion(s)

  • buying or selling securities for others on a commission basis (See 523120 Securities brokerage)

523120 - Securities brokerage^US

This Canadian industry comprises establishments primarily engaged in buying or selling securities for others on a commission basis.

• Illustrative example(s)

  • brokerages, stock
  • brokers, securities
  • stock brokers, offices

  All examples

• Exclusion(s)

  • securities dealing and underwriting (See 523110 Investment banking and securities dealing)

523130 - Commodity contracts dealing^US

This Canadian industry comprises establishments primarily engaged in buying and selling spot or future contracts, such as commodities, foreign currency or futures options.

• Illustrative example(s)

  • commodity contract trading companies (acting as a principal in dealing commodities to investors)
  • commodity contracts dealing (acting as a principal in dealing commodities to investors)
  • foreign currency exchange dealing (acting as a principal in dealing foreign currency to investors)
  • foreign currency exchange services (selling to the public)

  All examples

• Exclusion(s)

  • buying and selling physical commodities for resale to other than the general public(41)

523140 - Commodity contracts brokerage^US

This Canadian industry comprises establishments primarily engaged in buying and selling commodity contracts and futures contracts for others on a commission basis.

• Illustrative example(s)

  • brokers, commodity contracts, offices
  • commodity contracts floor brokers
  • sale of carbon credits on a fee basis

  All examples

• Exclusion(s)

  • buying and selling physical commodities for resale to other than the general public(41)

523210 - Securities and commodity exchanges

This Canadian industry comprises establishments primarily engaged in providing marketplaces and mechanisms for the purpose of facilitating the buying and selling of stocks, stock options, bonds or commodity contracts. The establishments in this industry do not buy, sell, own or set the prices of the traded securities and/or commodities.

• Illustrative example(s)

  • commodity contract exchanges
  • futures commodity contract exchanges
  • grain exchanges
  • securities exchanges
  • stock exchanges
  • stock or commodities options exchanges

  All examples

523910 - Miscellaneous intermediation^US

This Canadian industry comprises establishments primarily engaged in acting as principals in the buying and selling of financial contracts, other than securities or commodity contracts, generally on a spread basis. Principals are investors that buy or sell for their own account.

• Illustrative example(s)

  • investment clubs
  • land speculation
  • oil royalty dealing (acting as principals)
  • syndicates, investment
  • venture capital companies

  All examples

523920 - Portfolio management^US

This Canadian industry comprises establishments primarily engaged in managing the portfolio assets of others on a fee or commission basis. These establishments have the authority to make investment decisions, with fees usually based on the size and/or overall performance of the portfolio. Examples of establishments in this industry are pension fund managers and mutual fund managers.

• Illustrative example(s)

  • mutual fund management companies
  • pension funds, management

  All examples

• Exclusion(s)

  • buying and selling securities on a transaction fee basis (See 523120 Securities brokerage)

523930 - Investment advice^US

This Canadian industry comprises establishments primarily engaged in providing investment advice to others on a fee basis, provided that they do not also have the authority to execute trades. Establishments in this industry may communicate their advice both directly to their clients and via printed or electronic media as part of a subscription service. Establishments providing financial planning advice, investment counseling and investment research are included.

• Illustrative example(s)

  • financial investment advice services, customized, fees paid by clients
  • investment advice counselling services, customized, fees paid by clients

  All examples

• Exclusion(s)

  • establishments providing investment advice in conjunction with their primary activity, such as portfolio management, or the sale of stocks, bonds, annuities and real estate (classified according to their primary activity)

523990 - All other financial investment activities^CAN

This Canadian industry comprises establishments, not classified to any other Canadian industry, primarily engaged in providing, on a contract or fee basis, miscellaneous financial investment services, such as trust, fiduciary and custody services, and other investment services. Establishments, such as note brokers, oil and gas lease brokers and stock transfer agents, are included.

• Illustrative example(s)

  • escrow agencies (except real estate)
  • exchange clearinghouses, commodity or security
  • fiduciary agencies (except real estate)
  • personal investment trusts, administration by trust companies
  • securities transfer agencies
  • trust companies, non-depository

  All examples

524111 - Direct individual life, health and medical insurance carriers^CAN

This Canadian industry comprises establishments primarily engaged in underwriting annuities, life insurance, accidental death and dismemberment insurance, disability income insurance and insurance for hospital, medical, dental, vision and other health services, directly to individual policyholders.

• Illustrative example(s)

  • direct individual health insurance carriers
  • direct individual life insurance carriers

  All examples

• Exclusion(s)

  • health insurance provided by provincial governments(912910)
  • reinsuring life insurance (See 524131 Life reinsurance carriers)
  • reinsuring health insurance (See 524132 Accident and sickness reinsurance carriers)

524112 - Direct group life, health and medical insurance carriers^CAN

This Canadian industry comprises establishments primarily engaged in underwriting annuities and life insurance, accidental death and dismemberment insurance, disability income insurance and insurance for hospital, medical, dental, vision and other health services, directly to group policyholders.

• Illustrative example(s)

  • direct group health (hospital and medical plan) insurance carriers
  • direct group life insurance carriers

  All examples

• Exclusion(s)

  • reinsuring life insurance (See 524131 Life reinsurance carriers)
  • reinsuring health insurance (See 524132 Accident and sickness reinsurance carriers)
  • health insurance provided by provincial governments(912910)

524121 - Direct general property and casualty insurance carriers^CAN

This Canadian industry comprises establishments engaged only in underwriting a combination of automobile insurance, property insurance and liability insurance, directly to policyholders, with no one of the three types accounting for more than 70 percent of the nominal output. Nominal output is measured as premiums less claims plus investment income.

• Illustrative example(s)

  • direct property and casualty insurance carriers (combination of policies)

  All examples

• Exclusion(s)

  • reinsuring general and other insurance (See 524139 General and other reinsurance carriers)

524122 - Direct, private, automobile insurance carriers^CAN

This Canadian industry comprises private establishments in which more than 70 percent of nominal output is derived from underwriting automobile insurance directly to policyholders. Nominal output is measured as premiums less claims plus investment income.

Automobile insurance is often provided in a package which includes liability insurance and vehicle loss or damage insurance. Automobile insurance includes insurance for private and commercial vehicles.

• Illustrative example(s)

  • direct, private, automobile insurance carriers

• Exclusion(s)

  • government-owned automobile insurance carriers (See 524123 Direct, public, automobile insurance carriers)
  • reinsuring automobile insurance (See 524133 Automobile reinsurance carriers)

524123 - Direct, public, automobile insurance carriers^CAN

This Canadian industry comprises government-owned establishments engaged in underwriting automobile insurance directly to policyholders.

• Illustrative example(s)

  • government owned automobile insurance carriers

  All examples

• Exclusion(s)

  • reinsuring automobile insurance (See 524133 Automobile reinsurance carriers)

524124 - Direct property insurance carriers^CAN

This Canadian industry comprises establishments in which more than 70 per cent of nominal output is derived from underwriting property insurance directly to policyholders. Nominal output is measured as premiums less claims plus investment income.

Property insurance provides protection for losses to buildings and contents. It may be provided in a package with related types of protection, such as personal liability for homeowners and tenants, business-interruption insurance and temporary accommodation costs. Property insurance includes personal and commercial insurance.

• Illustrative example(s)

  • direct property insurance carriers (e.g., burglary, theft, fire, damage)
  • fire insurance underwriters

  All examples

• Exclusion(s)

  • reinsuring property insurance (See 524134 Property reinsurance carriers)

524125 - Direct liability insurance carriers^CAN

This Canadian industry comprises establishments in which more than 70 percent of nominal output is derived from underwriting liability insurance directly to policyholders. Nominal output is measured as premiums less claims plus investment income.

Liability insurance provides protection for legal liability to others for injury, death or damage to property which may arise in the course of carrying out occupational or personal activities. Examples of liability insurance are product liability insurance, professional malpractice insurance and directors' liability insurance.

All examples

524129 - Other direct insurance (except life, health and medical) carriers^CAN

This Canadian industry comprises establishments, not classified to any other Canadian industry, primarily engaged in underwriting insurance, other than life, health or medical, such as boiler and machinery insurance, surety insurance, fidelity insurance and marine and aircraft insurance, directly to policyholders.

Boiler and machinery insurance provides protection against losses resulting from faulty or malfunctioning machinery, including damage to the insured equipment as well as surrounding buildings and equipment. Surety insurance guarantees that an individual or company will complete work that it has promised to do. Fidelity insurance or fidelity bonds protect organizations against dishonest or fraudulent acts of their employees. Marine and aircraft insurance provides protection for losses to vessels, cargo and liability to passengers.

Establishments primarily engaged in underwriting title insurance, guaranteeing loans and insuring deposits and shares in depository institutions, or providing workers' compensation insurance are included.

• Illustrative example(s)

  • aircraft insurance
  • bank deposit insurance
  • boiler insurance
  • fidelity insurance
  • machinery and equipment insurance
  • marine insurance
  • share insurance
  • workmen's compensation, insurance

  All examples

• Exclusion(s)

  • general and other reinsurance (See 524139 General and other reinsurance carriers)

524131 - Life reinsurance carriers^CAN

This Canadian industry comprises establishments in which more than 70 percent of nominal output is derived from assuming all or part of the risk associated with individual and group annuities and policies for life insurance, accidental death and dismemberment insurance, and disability income insurance originally underwritten by other insurance carriers. Nominal output is measured as premiums less claims plus investment income.

All examples

524132 - Accident and sickness reinsurance carriers^CAN

This Canadian industry comprises establishments in which more than 70 percent of nominal output is derived from assuming all or part of the risk associated with insurance policies for hospital, medical, dental, vision and other health services originally underwritten by other insurance carriers. Nominal output is measured as premiums less claims plus investment income.

• Illustrative example(s)

  • health and accident reinsurance underwriters or carriers

  All examples

524133 - Automobile reinsurance carriers^CAN

This Canadian industry comprises establishments in which more than 70 percent of nominal output is derived from assuming all or part of the risk associated with automobile insurance policies originally underwritten by other insurance carriers. Nominal output is measured as premiums less claims plus investment income.

All examples

524134 - Property reinsurance carriers^CAN

This Canadian industry comprises establishments in which more than 70 percent of nominal output is derived from assuming all or part of the risk associated with property insurance policies originally underwritten by other insurance carriers. Nominal output is measured as premiums less claims plus investment income.

Property insurance provides protection for losses to buildings and contents.

All examples

524135 - Liability reinsurance carriers^CAN

This Canadian industry comprises establishments in which more than 70 per cent of nominal output is derived from assuming all or part of the risk associated with liability insurance policies originally underwritten by other insurance carriers. Nominal output is measured as premiums less claims plus investment income.

Liability insurance provides protection for legal liability to others for injury, death or damage to property which may arise in the course of carrying out occupational or personal activities. Examples of liability insurance are product liability insurance, professional malpractice insurance and directors' liability insurance.

All examples

524139 - General and other reinsurance carriers^CAN

This Canadian industry comprises establishments, not classified to any other Canadian industry, primarily engaged in assuming all or part of the risk associated with insurance policies originally underwritten by other insurance carriers.

• Illustrative example(s)

  • non-specialized reinsurance carriers

  All examples

524210 - Insurance agencies and brokerages^US

This Canadian industry comprises establishments primarily engaged in selling insurance and pension products. The staff of these agencies and brokerages are not employed by the insurance carriers they represent.

• Illustrative example(s)

  • general insurance agency
  • general insurance broker

  All examples

524291 - Claims adjusters^US

This Canadian industry comprises establishments primarily engaged in investigating, appraising and settling insurance claims on a contract or fee basis.

• Illustrative example(s)

  • appraisal of damaged cars, by independent adjusters
  • insurance claim adjusters

  All examples

524299 - All other insurance related activities^CAN

This Canadian industry comprises establishments, not classified to any other Canadian industry, primarily engaged in providing, on a contract or fee basis, insurance services other than claims adjusting, such as claims processing, utilization review and other administrative services to insurance carriers, employee benefit plans and self-insurance funds.

• Illustrative example(s)

  • insurance advisory services
  • insurance educational services
  • insurance information bureaus
  • insurance inspection and investigation (except claims investigation), services
  • insurance professional standards services
  • insurance rate making services
  • medical insurance claims, processing of, contract or fee basis

• Exclusion(s)

  • third-party portfolio management of funds' assets (See 523920 Portfolio management)
  • consulting actuaries(541612)

526111 - Trusteed pension funds^CAN

This Canadian industry comprises funds where contributions to provide pension benefits are deposited with a trustee who is responsible for the receipt, disbursement and investment of the funds. The trust is a fiduciary relationship in which individuals (at least three) or a trust company hold title to the assets of the fund in accordance with a written trust agreement for the benefit of the plan members.

All examples

526112 - Non-trusteed pension funds^CAN

This Canadian industry comprises funds where contributions to provide pension benefits are funded through a contract for insurance with an authorized life insurance company or a corporate pension fund society or an arrangement administered by the Government of Canada or by any one of the provincial governments.

• Illustrative example(s)

  • pension funds (except trusteed)
  • segregated pension funds, of life insurance carriers

  All examples

526911 - Equity funds - Canadian^CAN

This Canadian industry comprises funds primarily engaged in investing in common shares of Canadian companies with the objective being investment appreciation or growth.

All examples

526912 - Equity funds - foreign^CAN

This Canadian industry comprises funds primarily engaged in investing common shares of foreign companies with the objective being investment appreciation or growth.

All examples

526913 - Mortgage funds^CAN

This Canadian industry comprises funds primarily engaged in investing in mortgages on property with the objective being interest income.

All examples

526914 - Money market funds^CAN

This Canadian industry comprises funds primarily engaged in investing in money market instruments, short term investments, such as treasury bills, government or government guaranteed debt, or commercial paper with the objective being income from the change in short term interest rates. The investment may be in Canadian or foreign instruments.

All examples

526915 - Bond and income / dividend funds - Canadian^CAN

This Canadian industry comprises funds primarily engaged in investing in a portfolio of Canadian debt issues or preferred and/or common shares of Canadian companies with the objective being interest and/or dividend income.

All examples

526916 - Bond and income / dividend funds - foreign^CAN

This Canadian industry comprises funds primarily engaged in investing in a portfolio of foreign debt issues or preferred and/or common shares of foreign companies with the objective being interest and/or dividend income.

All examples

526917 - Balanced funds / asset allocation funds^CAN

This Canadian industry comprises funds primarily engaged in investing in a portfolio that will include equity investments, fixed income investments and money market securities. The blend will depend on the fund as well as stock and bond trends, the objective being a balance of income and capital appreciation.

All examples

526919 - Other open-ended funds^CAN

This Canadian industry comprises open-end funds, not classified to other Canadian classes, which invest in futures, precious metals, hedge funds and others.

All examples

526930 - Segregated (except pension) funds^CAN

This Canadian industry comprises funds that are separate investment accounts established by life insurers under the provisions of the Canadian and British Insurance Companies Act, or the corresponding sections of the Foreign Insurance Companies Act or a provincial act. Setting up of these funds allows life insurers' policyholders to invest in funds that are not subject to the investment restriction in effect on the insurers' portfolio as contained in the insurance act.

• Illustrative example(s)

  • segregated funds (except pension), of life insurance carriers

  All examples

526981 - Securitization vehicles^CAN

This Canadian industry comprises special purpose financial vehicles organized for the acquisition of pools of receivables and the issuance of marketable fixed-income securities. These receivables are generally loans made to persons and/or businesses, such as credit card receivables, automobile and equipment loans and leases, and residential and commercial mortgages. These securities are broadly referred to as asset-backed securities.

All examples

• Exclusion(s)

  • factoring of receivables (See 522299 All other non-depository credit intermediation)

526989 - All other miscellaneous funds and financial vehicles^CAN

This Canadian industry comprises funds and financial vehicles, not classified to any other Canadian class, such as special purpose trusts, closed-end funds.

• Illustrative example(s)

  • agency fund
  • foundation funds
  • mortgage investment funds (except REITs)

  All examples

• Exclusion(s)

  • real estate investment trusts (REITs) primarily engaged in leasing real estate property are classified based on the type of property(5311)

531111 - Lessors of residential buildings and dwellings (except social housing projects)^CAN

This Canadian industry comprises establishments primarily engaged in renting and leasing residential buildings and dwellings, except social housing projects. These establishments may operate (lease, administer and maintain) their properties on own account, or they may subcontract the operation to a third party, and they may provide additional services, such as security, maintenance, parking, and snow and trash removal.

• Illustrative example(s)

  • operators of apartment buildings
  • real estate investment trusts (REITs), operating residential buildings (except social housing)
  • residential hotels operators

  All examples

531112 - Lessors of social housing projects^CAN

This Canadian industry comprises establishments primarily engaged in renting and leasing residential buildings and dwellings provided to low-income earners. These establishments are typically operated or funded by non-profit government entities, but they may also be operated by private, non-profit housing corporations.

All examples

• Exclusion(s)

  • operating short stay emergency housing facilities(624220)

531120 - Lessors of non-residential buildings (except mini-warehouses)^US

This Canadian industry comprises establishments primarily engaged in owning, or owning and operating, non-residential buildings. These establishments may operate (lease, administer and maintain) their properties on own account, or they may subcontract the operation to a third party, and they may provide additional services, such as security, maintenance, parking, and snow and trash removal.

• Illustrative example(s)

  • auditorium rental or leasing
  • concert hall operation
  • convention facilities, rental only
  • flea market space renting
  • landlords of commercial and industrial buildings
  • leasing non-residential buildings
  • real estate investment trusts (REITs), operating non-residential buildings (except mini-warehouses)
  • shopping centres, property operation only
  • stadium operating

  All examples

• Exclusion(s)

  • warehouses engaged in goods handling activities(4931)
  • self-storage mini-warehouses (See 531130 Self-storage mini-warehouses)
  • non-residential property managers (See 531310 Real estate property managers)

531130 - Self-storage mini-warehouses^US

This Canadian industry comprises establishments primarily engaged in renting or leasing space for self-storage. These establishments provide secure space (rooms, compartments, lockers, containers or outdoor space) where clients can store and retrieve their goods.

• Illustrative example(s)

  • mini-warehouse rental or leasing
  • real estate investment trusts (REITs), operating self-storage and mini-warehouses

  All examples

• Exclusion(s)

  • providing warehousing services that include the handling of client's goods(4931)
  • providing coin-operated locker services(812990)

531190 - Lessors of other real estate property^US

This Canadian industry comprises establishments, not classified to any other Canadian industry, primarily engaged in renting and leasing real estate other than buildings.

• Illustrative example(s)

  • agricultural property rental
  • industrial park operating
  • lessors of railroad property
  • mobile home park operating
  • real estate investment trusts (REITs), operating real estate other than buildings

  All examples

531211 - Real estate agents^CAN

This Canadian industry comprises establishments, known as independent real estate sales persons that are licensed to participate in the activities of buying and selling real estate for others, on a fee or commission basis. These establishments assist vendors by advertising and listing properties and conducting open houses for prospective buyers, assist prospective buyers by selecting, visiting and making purchase offers. They may also rent or lease properties on behalf of clients. Real estate agents are obligated by contract to represent real estate brokers and can be identified by various names such as sales representatives, sales associates and associate brokers. This category also includes brokers that are acting in the capacity of independent real estate sales persons.

• Illustrative example(s)

  • sales agents, real estate

  All examples

531212 - Offices of real estate brokers^CAN

This Canadian industry comprises establishments that are licensed or registered as real estate brokers where the primary activity is renting, buying and selling real estate for others, on a fee or commission basis. Brokers may also assist vendors by advertising and listing properties, conducting open houses for prospective buyers, assist prospective buyers by selecting, visiting and making purchase offers.

• Illustrative example(s)

  • real estate agencies
  • real estate brokers
  • realty companies

  All examples

• Exclusion(s)

  • brokers that are acting in the capacity of independent real estate sales persons (See 531211 Real estate agents)
  • providing real estate consulting services (See 531390 Other activities related to real estate)

531310 - Real estate property managers^CAN

This Canadian industry comprises establishments primarily engaged in managing real estate properties on behalf of property owners (on a contract or fee basis). These establishments are engaged in administrative and co-ordination activities, such as the negotiation and approval of lease agreements, the collection of rental payments, the administration of contracts for property services (for example, cleaning, maintenance and security) and the preparation of accounting statements.

• Illustrative example(s)

  • housing authorities, operating (managers)
  • management of government buildings
  • managers of commercial real estate
  • managers of residential real estate

  All examples

• Exclusion(s)

  • associations or corporations of dwelling owners engaged in the management of properties on behalf of dues-paying members, such as condominium owners' associations(813990)

531320 - Offices of real estate appraisers^US

This Canadian industry comprises establishments primarily engaged in appraising the value of real estate and preparing appraisal reports for creditors, insurance companies, courts, buyers, sellers or auctioneers.

• Illustrative example(s)

  • appraisal or evaluation services, real estate

  All examples

531390 - Other activities related to real estate^US

This Canadian industry comprises establishments, not classified to any other Canadian industry, primarily engaged in providing real estate related services.

• Illustrative example(s)

  • escrow agents, real estate
  • listing services, real estate
  • real estate advisory and consulting services

  All examples

• Exclusion(s)

  • offices of notaries(541120)
  • title search offices(541190)

532111 - Passenger car rental^US

This Canadian industry comprises establishments primarily engaged in renting passenger cars without drivers, generally for short periods of time.

• Illustrative example(s)

  • car rental agencies
  • hearses and limousines, rental without driver
  • passenger cars (e.g., automobile, minivan, sport utility vehicle (SUV)), rental without driver, generally for short periods of time

  All examples

• Exclusion(s)

  • renting or leasing passenger cars, hearses, with drivers(4853)
  • leasing passenger cars without drivers, generally for long periods of time (See 532112 Passenger car leasing)

532112 - Passenger car leasing^US

This Canadian industry comprises establishments primarily engaged in leasing passenger cars without drivers, generally for long periods of time.

All examples

• Exclusion(s)

  • retailing passenger cars through sales or lease arrangements(4411)
  • renting or leasing passenger cars, hearses, with drivers(4853)
  • leasing and providing loans to buyers of goods and equipment, or to vendors and dealers to finance their inventories (See 522220 Sales financing)
  • renting passenger cars without drivers generally for short periods of time (See 532111 Passenger car rental)

532120 - Truck, utility trailer and RV (recreational vehicle) rental and leasing^US

This Canadian industry comprises establishments primarily engaged in renting or leasing trucks, truck tractors, buses, semi-trailers, utility trailers and recreational vehicles (RVs), without drivers.

• Illustrative example(s)

  • bus rental, without driver
  • motor home rental
  • rental of travel, camping, or recreational trailers
  • tractor rental (truck), without drivers
  • truck rental (except industrial), without drivers

  All examples

• Exclusion(s)

  • retailing vehicles commonly referred to as RVs through sales or lease arrangements(441210)
  • leasing and providing loans to buyers of goods and equipment, or to vendors and dealers to finance their inventories (See 522220 Sales financing)
  • renting or leasing mobile home sites (See 531190 Lessors of other real estate property)
  • renting recreational goods, such as pleasure boats, canoes, motorcycles, mopeds or bicycles (See 532290 Other consumer goods rental)
  • renting or leasing industrial trucks, such as forklifts, materials handling equipment, farm tractors and other industrial equipment (See 532490 Other commercial and industrial machinery and equipment rental and leasing)

532210 - Consumer electronics and appliance rental

This Canadian industry comprises establishments primarily engaged in renting consumer electronics and appliances.

• Illustrative example(s)

  • appliance rental and leasing
  • rental of consumer audio-visual equipment (including rent-to-own)
  • television rental and leasing
  • video recorder and player rental and leasing

  All examples

• Exclusion(s)

  • renting household furniture or party and banquet supplies (See 532290 Other consumer goods rental)
  • leasing or renting computers (See 532420 Office machinery and equipment rental and leasing)

532220 - Formal wear and costume rental

This Canadian industry comprises establishments primarily engaged in renting formal wear, costumes (including theatrical) and other clothing.

All examples

• Exclusion(s)

  • laundering and renting uniforms and other work apparel(812330)

532230 - Video tape and disc rental

This Canadian industry comprises establishments primarily engaged in renting pre-recorded video tapes and discs to the general public.

All examples

• Exclusion(s)

  • retailing pre-recorded video tapes and discs(443146)
  • renting video recorders and players (See 532210 Consumer electronics and appliance rental)

532290 - Other consumer goods rental^CAN

This Canadian industry comprises establishments, not classified to any other Canadian industry, primarily engaged in renting consumer goods.

• Illustrative example(s)

  • exercise (physical fitness) equipment rental
  • home health equipment, rental
  • household furniture rental
  • musical instrument rental (e.g., piano, guitar, violins, cellos)
  • party supplies rental and leasing
  • pleasure boats rental (canoes, rowboats, sailboats)
  • recreation and sports equipment rental
  • rental of golf carts

  All examples

• Exclusion(s)

  • retailing and renting musical instruments(451140)
  • renting consumer electronics and appliances (See 532210 Consumer electronics and appliance rental)
  • formal wear and costume rental (See 532220 Formal wear and costume rental)
  • renting pre-recorded video tapes (See 532230 Video tape and disc rental)
  • renting a general line of products such as lawn and garden equipment, home repair tools, and party and banquet equipment (See 532310 General rental centres)
  • renting commercial and industrial medical equipment (See 532490 Other commercial and industrial machinery and equipment rental and leasing)

532310 - General rental centres

This Canadian industry comprises establishments primarily engaged in renting a range of consumer, commercial and industrial equipment. These establishments typically operate from conveniently located facilities in which they maintain inventories of goods and equipment that are rented for short periods of time. The type of equipment that these establishments provide often includes, but is not limited to, contractors' and builders' tools and equipment, home repair tools, lawn and garden equipment, moving equipment and supplies, and party and banquet equipment and supplies.

All examples

• Exclusion(s)

  • renting personal and household goods(5322)
  • renting party and banquet supplies (See 532290 Other consumer goods rental)
  • renting and leasing heavy construction equipment, without operator (See 532410 Construction, transportation, mining, and forestry machinery and equipment rental and leasing)

532410 - Construction, transportation, mining, and forestry machinery and equipment rental and leasing^CAN

This Canadian industry comprises establishments primarily engaged in renting or leasing heavy machinery without operator.

• Illustrative example(s)

  • airplane rental and leasing without operator
  • chartering of commercial boats without operator
  • construction machinery, rental (without operator)
  • oil field equipment rental and leasing
  • railway car leasing (except financial)
  • rental of scaffolding (including mobile platforms)

  All examples

• Exclusion(s)

  • leasing and providing loans to buyers of goods and equipment, or to vendors and dealers to finance their inventories (See 522220 Sales financing)
  • renting or leasing heavy equipment for forestry, with operator(115310)
  • renting or leasing heavy equipment for mining, with operator(21311)
  • renting or leasing heavy construction equipment, with operator(2389)
  • renting or leasing air, rail, highway and water transportation equipment, with operator(48-49)
  • renting or leasing automobiles or trucks without operator(5321)
  • renting pleasure boats (See 532290 Other consumer goods rental)

532420 - Office machinery and equipment rental and leasing

This Canadian industry comprises establishments primarily engaged in renting or leasing office machinery and equipment.

All examples

• Exclusion(s)

  • leasing and providing loans to buyers of goods and equipment, or to vendors and dealers to finance their inventories (See 522220 Sales financing)
  • renting consumer electronics and appliances (See 532210 Consumer electronics and appliance rental)
  • renting or leasing residential furniture (See 532290 Other consumer goods rental)

532490 - Other commercial and industrial machinery and equipment rental and leasing^US

This Canadian industry comprises establishments, not classified to any other Canadian industry, primarily engaged in renting or leasing commercial and industrial machinery and equipment.

• Illustrative example(s)

  • agricultural machinery and equipment rental
  • industrial machinery and equipment, rental and leasing
  • materials handling machinery and equipment, rental
  • medical equipment rental and leasing, commercial and industrial
  • metalworking machinery and equipment rental
  • motion picture equipment rental
  • painting equipment rental
  • theatrical equipment (except costumes), rental

  All examples

• Exclusion(s)

  • renting or leasing agricultural machinery and equipment, with operator(115)
  • leasing and providing loans to buyers of goods and equipment, or to vendors and dealers to finance their inventories (See 522220 Sales financing)
  • renting home furniture (See 532290 Other consumer goods rental)
  • renting or leasing heavy equipment without operator (See 532410 Construction, transportation, mining, and forestry machinery and equipment rental and leasing)
  • renting or leasing office machinery and equipment (See 532420 Office machinery and equipment rental and leasing)

533110 - Lessors of non-financial intangible assets (except copyrighted works)

This Canadian industry comprises establishments primarily engaged in holding non-financial intangible assets such as patents, trademarks, brand names, and/or franchise agreements, and allowing others to use or reproduce those assets for a fee.

• Illustrative example(s)

  • brand-name owners
  • franchises, selling or licensing
  • intellectual property holders (except copyright)
  • inventors, self-employed
  • oil royalty holders
  • patent buying and licensing
  • patent holders
  • trademark lessors

  All examples

• Exclusion(s)

  • reproduction and/or distribution of copyrighted works such as newspapers, periodicals, books, databases, software and multimedia products, film and videos, and musical works (see 51 Information and cultural industries, or 71, Arts, entertainment and recreation)
  • leasing real property(5311)
  • leasing equipment and goods(532)