Pilot Survey of Non-Federally Regulated Mortgage Lenders
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For Information onlyThis is an electronic survey example for information purposes only. This is not a working questionnaire.
Who should complete this questionnaire?
This questionnaire should be completed by a financial manager with a thorough knowledge of your organization's residential mortgage data.
Reporting instructions
- Please print in ink.
- Report dollar amounts in Canadian dollars.
- Report dollar amount rounded to the nearest dollar.
- When precise figures are not available, please provide your best estimates.
- Enter "0", if there is no value to report.
- Use parentheses to report negative values.
- Report for Canadian operations only - please exclude foreign affiliates.
- Report for the calendar quarter
- Please exclude lines of credit (LOC) and home equity line of credits (HELOC) not considered a mortgage
- Please include traditional mortgages loans and amortized HELOC
Definitions
Affiliate: The term "affiliate" used in this questionnaire covers unconsolidated:
• parent, subsidiary and related corporations
• related joint ventures and partnerships
• head offices, branches and divisions
• directors, officers and individual shareholders
Affiliates are entities within a common family of corporations controlled or significantly influenced by the reporting company or another company within the corporate family.
Arrears: Mortgage loans are in arrears at the end of a quarter if payments are 90 days or more past due.
Credit-impaired loans: Mortgage loans are deemed credit-impaired when they become uncollectable and are identified for sale.
Insured Residential Mortgages: Residential mortgage loans insured either under the National Housing Act or by other insurance companies/agencies.
Residential Property: Residential property consists of buildings that are used, or are to be used, to the extent where at least one-half of the floor space thereof, as one or more private dwellings. Residential property with 1-4 units include buildings such as: detached homes, semi-detached homes, row housing, condos, plexes, cottages, construction sites for residential purposes, and 1-4 unit residences with a commercial component. Mortgages for residential units with more than 4 units include: apartment building complexes with or without commercial components, retirement homes, office/residential condos where, construction sites for residential purposes.
Non-residential property: All property not classified as residential property, including such structures as hotels, stores, office buildings garages, theatres, warehouses, industrial plants, institutional properties, farms and vacant land.
Residential Mortgage Loan: A primary market exchange between an original mortgage lender (e.g. Bank, Mortgage Broker, Local credit Union) and an individual to complete a mortgage transaction extended to individuals or to corporations for a residential property.
Uninsured Residential Mortgages: Includes all residential mortgages loans not classified as insured.
Section A: Insured Residential Mortgages
Section A: Insured Residential Mortgages - Question identifier:1
Please specify the total dollar value and the total number of all insured residential mortgages outstanding on the last business day of the calendar quarter.
Include mortgage loans deemed credit-impaired during quarter.
Exclude LOC and HELOC (non-amortized).
Total outstanding at the end of quarter
- : Value (Canadian dollars)
- : Number of mortgages
Extended for new purchase
- : Value (Canadian dollars)
- : Number of mortgages
Extended for other reasons (Refinance, renewal, etc.)
- : Value (Canadian dollars)
- : Number of mortgages
Total extended during the quarter
- : Value (Canadian dollars)
- : Number of mortgages
Section A: Insured Residential Mortgages - Question identifier:3
Please specify the total dollar value and the total number of insured residential mortgages with arrears of 90 days or more as of the last business day of the calendar quarter.
Insured residential mortgages in arrears are those mortgages where payments are 90 days or more past due.
Exclude mortgage loans deemed credit-impaired during quarter.
Exclude LOC and HELOC (non-amortized).
Exclude mortgages for non-residential property.
Arrears at the end of the calendar quarter
- : Value (Canadian dollars)
- : Number of mortgages
Section B: Uninsured Residential Mortgages
Please report for the second calendar quarter (April 1st to June 30th) in 2017.
Report for Canadian operations only.
Section B: Uninsured Residential Mortgages - Question identifier:4
Please specify the total dollar value and the total number of all uninsured residential mortgages outstanding on the last business day of the calendar quarter.
Include mortgage loans deemed credit-impaired during quarter.
Exclude LOC and HELOC (non-amortized).
Exclude mortgages for non-residential property.
Uninsured residential mortgages
Total outstanding at the end of quarter
- : Value (Canadian dollars)
- : Number of mortgages
Section B: Uninsured Residential Mortgages - Question identifier:5
Please specify the total dollar value and the number of uninsured residential mortgages that were extended during the calendar quarter.
Exclude LOC and HELOC (non-amortized).
Exclude mortgages for non-residential property.
Uninsured residential mortgages
Extended for new purchase
- : Value (Canadian dollars)
- : Number of mortgages
Extended for other reasons (Refinance, renewal, etc.)
- : Value (Canadian dollars)
- : Number of mortgages
Total extended during the quarter
- : Value (Canadian dollars)
- : Number of mortgages
Section B: Uninsured Residential Mortgages - Question identifier:6
Please specify the total dollar value and the total number of uninsured residential mortgages in arrears of 90 days or more as of the last business day of the calendar quarter.
Uninsured residential mortgages in arrears are those mortgages where payments are 90 days or more past due.
Exclude mortgage loans deemed credit-impaired during quarter.
Exclude LOC and HELOC (non-amortized).
Exclude mortgages for non-residential property.
Uninsured residential mortgages
Arrears at the end of the calendar quarter
- : Value (Canadian dollars)
- : Number of mortgages
Please return completed questionnaire by November 30th 2017.
Contact Information
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