Survey of Approaches to Educational Planning - 2013

Introduction (IN) - Question identifier:IN_R01A

Hello, I'm ... from Statistics Canada. Your household has been selected to participate in the "Survey of Approaches to Educational Planning". The information collected will be used to complement the Labour Force Survey in order to understand financial planning for education after high school. The survey is conducted under the Statistics Act jointly with Employment and Social Development Canada. The information you provide will assist in the ongoing development of government funded initiatives that help families plan and save for their children's education after high school.

Introduction (IN) - Question identifier:IN_R01B

While participation is voluntary, your cooperation is essential to ensure the information collected in this survey is as accurate and as comprehensive as possible. Your answers will be kept strictly confidential and used only for statistical purposes.

My supervisor may listen to this call for the purpose of quality control.

Introduction (IN) - Question identifier:IN_R01C

We have selected one child at random for this survey. The majority of questions will relate to that child.

Introduction (IN) - Question identifier:IN_Q01

I would like to speak to the parent, guardian or person who is the most knowledgeable about [First name of child] ([Age of child], [Sex of child]) and about any plans made for [his/her] postsecondary education. Who would that be?

Long Answer Length = 50

Introduction (IN) - Question identifier:IN_Q02A

Is [First and last name of respondent identified in IN_Q01] available?

• 1: Yes, speaking to [First and last name of respondent identified in IN_Q01]
• 2: Yes, [First and last name of respondent identified in IN_Q01] is available
• 3: No [First and last name of respondent identified in IN_Q01] is not available
• 8: RF
• 9: DK

Introduction (IN) - Question identifier:IN_Q02B

May I speak with [First and last name of respondent identified in IN_Q01]?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Introduction (IN) - Question identifier:IN_N02

The respondent indicated that the person most knowledgeable is not available, or did not know or refused to answer. Set an appointment.

Press <1> to continue.

Introduction (IN) - Question identifier:IN_R02A

Hello, I'm ... from Statistics Canada. Your household has been selected to participate in the "Survey of Approaches to Educational Planning". The information collected will be used to complement the Labour Force Survey in order to understand financial planning for education after high school. The survey is conducted under the Statistics Act jointly with Employment and Social Development Canada. The information you provide will assist in the ongoing development of government funded initiatives that help families plan and save for their children's education after high school.

Introduction (IN) - Question identifier:IN_R02B

Your answers will be kept confidential and used only for statistical purposes. While participation is voluntary, your cooperation is essential to ensure the information collected in this survey is as accurate and as comprehensive as possible. My supervisor may listen to this call for the purpose of quality control.

Introduction (IN) - Question identifier:IN_R02C

We have selected one child at random for this survey. The majority of questions will relate to that child.

Introduction (IN) - Question identifier:IN_Q03

I would like to confirm that you are the parent, guardian or person who is the most knowledgeable about [First name of child] ([Age of child], [Sex of child]) and about any plans made for [his/her] postsecondary education. Is that correct?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Introduction (IN) - Question identifier:IN_R03

This survey was designed to have questions addressed to parents. In your situation, please attempt to answer the questions from your parents' or guardians' perspective, if possible.

Family Background (FB) - Question identifier:FB_R01

I would like to start with a few general questions about [First name of child].

Family Background (FB) - Question identifier:FB_Q01

What is [First name of child]'s relationship to you?

• 1: Son/daughter (biological, adoptive, stepchild)
• 2: Foster child
• 3: Grandchild
• 4: Brother/sister
• 5: Other family member or relative
• 6: Unrelated
• 8: RF
• 9: DK

Family Background (FB) - Question identifier:FB_Q02

Please indicate which of the following categories describes the relationship of the parents/guardians in the household to [First name of child]. Are there:

• 1: 2 parents biological or adoptive?
• 2: 1 parent with or without partner?
• 8: RF
• 9: DK

Family Background (FB) - Question identifier:FB_Q03

Is there another parent who is involved in [First name of child]'s upbringing who does not live in this household?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Family Background (FB) - Question identifier:FB_Q04

What is the highest level of education [First name of child]'s other parent or guardian ever completed?

• 01: Less than Grade 6 (including no schooling)
• 02: Completed at least Grade 6
• 03: Completed at least Grade 9 (Quebec Secondary 3)
• 04: High school diploma or equivalent
• 05: Some college, CEGEP or university level courses (no certificate, diploma or degree)
• 06: Private business school or training institute certificate or diploma
• 07: Community college, CEGEP, trade/vocational, apprenticeship, or nursing diploma or certificate
• 08: University undergraduate certificate or diploma (below a Bachelor's degree)
• 09: University Bachelor's degree (e.g., B.A., B.Sc., B.Ed.)
• 10: First professional degree in medicine, dentistry, veterinary medicine, law, optometry or divinity
• 11: Master's degree (e.g., M.B.A., M.Ed., M.A., M.Sc.)
• 12: Doctorate degree (earned e.g., Ph.D., D.Sc., D.Ed.)
• 13: Other - Specify
• 98: RF
• 99: DK

School Experiences (SE) - Question identifier:SE_R01

The following are questions concerning [First name of child]'s school experiences.

School Experiences (SE) - Question identifier:SE_Q01

Did [First name of child] attend school, at any time between September 2012 and June 2013?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

School Experiences (SE) - Question identifier:SE_Q02

Has [First name of child] ever attended school?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

School Experiences (SE) - Question identifier:SE_Q03

Why has [First name of child] never attended school?

• 1: Too young for school
• 2: Physical, mental, emotional or behavioural problem
• 3: Other - Specify
• 8: RF
• 9: DK

School Experiences (SE) - Question identifier:SE_Q04

Do you expect that [First name of child] may someday attend school?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

School Experiences (SE) - Question identifier:SE_Q05

In what grade was [First name of child] last enrolled?

• 01: Junior kindergarten
• 02: Senior kindergarten
• 03: Grade 1
• 04: Grade 2
• 05: Grade 3
• 06: Grade 4
• 07: Grade 5
• 08: Grade 6
• 09: Grade 7 or Secondary 1 (Quebec)
• 10: Grade 8 or Secondary 2 (Quebec)
• 11: Grade 9 or Secondary 3 (Quebec) or Senior 1 (Manitoba)
• 12: Grade 10 or Secondary 4 (Quebec) or Senior 2 (Manitoba) or Level I (Newfoundland and Labrador)
• 13: Grade 11 or Secondary 5 (Quebec) or Senior 3 (Manitoba) or Level II (Newfoundland and Labrador)
• 14: Grade 12 or Senior 4 (Manitoba) or Level III (Newfoundland and Labrador)
• 15: Apprenticeship, technical institute, trade or vocational school (any year)
• 16: CEGEP technical program (any year)
• 17: CEGEP academic program (any year)
• 18: College, community college (any year)
• 19: University college (any year)
• 20: University (any year)
• 21: Private business school or private training institute (any year)
• 22: Other - Specify
• 98: RF
• 99: DK

School Experiences (SE) - Question identifier:SE_R06

Now we would like you to consider your hopes versus your expectations concerning how far [First name of child] will go in school.

School Experiences (SE) - Question identifier:SE_Q06

How far do you hope that [First name of child] will go in school?

• 01: Primary school
• 02: Middle or Junior High School
• 03: Secondary or High School
• 04: Learn a trade (apprenticeship, technical institute, trade or vocational school)
• 05: CEGEP
• 06: College, community college
• 07: University
• 08: Private business school or private training institute
• 09: Postsecondary - level unknown
• 10: Other - Specify
• 11: Not expecting child to start school
• 98: RF
• 99: DK

School Experiences (SE) - Question identifier:SE_Q07

If you take into account [First name of child]'s skills and abilities, how far do you expect that [he/she] will go in school?

• 01: Primary school
• 02: Middle or Junior High School
• 03: Secondary or High School
• 04: Learn a trade (apprenticeship, technical institute, trade or vocational school)
• 05: CEGEP
• 06: College, community college
• 07: University
• 08: Private business school or private training institute
• 09: Postsecondary - level unknown
• 10: Other - Specify
• 11: Not expecting child to start school
• 98: RF
• 99: DK

School Experiences (SE) - Question identifier:SE_Q08

Based on your knowledge of [First name of child]'s schoolwork and report cards, please report in percentage how [he/she] did overall during [his/her] last year of elementary or secondary school?

• 1: 90% - 100% (mainly A+)
• 2: 80% - 89% (mainly A, A-)
• 3: 70% - 79% (mainly B)
• 4: 60% - 69% (mainly C)
• 5: 50% - 59% (mainly D)
• 6: Below 50% (mainly E, F, or R)
• 8: RF
• 9: DK

School Experiences (SE) - Question identifier:SE_Q09

During the last school year, how often have you [or your spouse or partner] talked with [First name of child] about [his/her] future education or career options?

• 1: Never
• 2: Once or twice a year
• 3: Once a month
• 4: Once a week or more
• 8: RF
• 9: DK

School Experiences (SE) - Question identifier:SE_Q10

During the last school year, how often have you [or your spouse or partner] talked with [First name of child] about paying for [his/her] education after high school?

• 1: Never
• 2: Once or twice a year
• 3: Once a month
• 4: Once a week or more
• 8: RF
• 9: DK

School Experiences (SE) - Question identifier:SE_Q11

Have any of [First name of child]'s brothers or sisters ever dropped out of high school? Include step, half and adopted siblings. Include siblings [First name of child] is not currently living with.

• 1: Yes
• 2: No
• 3: Has no brothers and sisters
• 8: RF
• 9: DK

Financial Planning for those never in Postsecondary (FP) - Question identifier:FP_R01

Now I would like to ask some questions about any financial plans for [First name of child] in the event that [he/she] continues with postsecondary education.

Financial Planning for those never in Postsecondary (FP) - Question identifier:FP_Q01

Do you [or your spouse or partner] currently have savings set aside for [First name of child]'s postsecondary education? Types of savings include bank accounts, GICs, RESPs, mutual funds, investment funds, etc.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial Planning for those never in Postsecondary (FP) - Question identifier:FP_Q02

Do you [or your spouse or partner] expect to save at a later date for [First name of child]'s postsecondary education?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial Planning for those never in Postsecondary (FP) - Question identifier:FP_Q03

Does [First name of child] have a savings account in [his/her] name with a bank or other financial institution?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial Planning for those never in Postsecondary (FP) - Question identifier:FP_Q04

Do you [or your spouse or partner] expect to help [First name of child] with costs of [his/her] postsecondary education in any of the following ways?

• 1: From the income you will earn while [he/she] is in postsecondary? (Income earned from all sources: employment, investment, pension, etc.)
• 2: From loans that you will take out
• 3: From the sale of assets (real estate, valuables, etc.)
• 4: By providing free room and board or the use of a car
• 5: Help repaying a student loan
• 6: By helping in other ways - Specify
• 7: No help paying for education
• 8: RF
• 9: DK

Financial Planning for those never in Postsecondary (FP) - Question identifier:FP_Q05

Is there anyone else, other than you [or your spouse or partner], who has or will have a financial plan for [First name of child]'s postsecondary education?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial Planning for those never in Postsecondary (FP) - Question identifier:FP_Q06

What is the relationship of these people to [First name of child]?

• 1: Child's other parent or guardian
• 2: Grandparent(s)
• 3: Uncle(s)/Aunt(s)
• 4: Family friend(s)
• 5: Other - Specify
• 8: RF
• 9: DK

Financial Planning for those never in Postsecondary (FP) - Question identifier:FP_Q07

Do they currently have savings set aside for [First name of child]'s postsecondary education?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial Preparedness if Child has some Postsecondary (FO) - Question identifier:FO_R01

Now I would like to ask some questions about any financial plans for [First name of child]'s postsecondary education.

Financial Preparedness if Child has some Postsecondary (FO) - Question identifier:FO_Q01

Just before [First name of child] started [his/her] postsecondary education, did you [or your spouse or partner] have savings set aside for [his/her] postsecondary education? Types of savings include bank accounts, GICs, RESPs, mutual funds, investment funds, etc.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial Preparedness if Child has some Postsecondary (FO) - Question identifier:FO_Q02

Was [First name of child] aware of any of these savings before starting [his/her] postsecondary education?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial Preparedness if Child has some Postsecondary (FO) - Question identifier:FO_Q03

Before [First name of child] started [his/her] postsecondary education, did [he/she] have a savings account in [his/her] name with a bank or other financial institution?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial Preparedness if Child has some Postsecondary (FO) - Question identifier:FO_Q04

[Do/Did] you [or your spouse or partner] help [First name of child] pay for the cost of [his/her] postsecondary education in any of the following ways?

• 1: From your income earned while [he/she] [is/was] in postsecondary (income earned from all sources: employment, investment, pension, etc.)
• 2: From loans that you took out
• 3: From the sale of assets (real estate, valuables, etc.)
• 4: By providing free room and board or the use of a car
• 5: By paying for some or all of a student loan
• 6: By helping in other ways - Specify
• 7: No help paying for education
• 8: RF
• 9: DK

Financial Preparedness if Child has some Postsecondary (FO) - Question identifier:FO_Q05

Is there anyone else, other than you [or your spouse or partner], who had savings set aside for [First name of child]'s postsecondary education?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Financial Preparedness if Child has some Postsecondary (FO) - Question identifier:FO_Q06

What is the relationship of these people to [First name of child]?

• 1: Child's other parent or guardian
• 2: Grandparent(s)
• 3: Uncle(s)/Aunt(s)
• 4: Family friend(s)
• 5: Other - Specify
• 8: RF
• 9: DK

Parent Savings (SS) - Question identifier:SS_R01

You mentioned earlier that you [or your spouse or partner] [have/had] savings for [First name of child]'s postsecondary education. Parents can use various methods to save for their children's postsecondary education. Please indicate which of the following methods you [are/were] using to save for [First name of child]'s postsecondary education.

Parent Savings (SS) - Question identifier:SS_Q01

[Are/Were] you using:

bank accounts in the name of the child or in-trust accounts?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Parent Savings (SS) - Question identifier:SS_Q02

([Are/Were] you using:)

other types of bank accounts, term deposits, guaranteed investment certificates (GICs) or savings bonds for [First name of child]?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Parent Savings (SS) - Question identifier:SS_Q03

([Are/Were] you using:)

Registered Education Savings Plans (RESPs) for [First name of child]?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Parent Savings (SS) - Question identifier:SS_Q04

([Are/Were] you using:)

Registered Retirement Savings Plans (RRSPs) to save for [First name of child]?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Parent Savings (SS) - Question identifier:SS_Q05

([Are/Were] you using:)

mutual funds, investment funds or publicly traded stocks that are not in an RESP or RRSP for [First name of child]?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Parent Savings (SS) - Question identifier:SS_Q06

([Are/Were] you using:)

any other type of savings methods for [First name of child]?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Parent Savings (SS) - Question identifier:SS_Q07

What year did you [or your spouse or partner] start saving for [First name of child] with an RESP?

Min = 1996; Max = 2013

Parent Savings (SS) - Question identifier:SS_Q08

With what type of financial institution [do/did] you have your RESP for [First name of child]?

• 1: A bank
• 2: A Credit Union or Caisse Populaire
• 3: A full service investment firm
• 4: An insurance company
• 5: A group scholarship foundation
• 6: Another type of financial institution (Specify)
• 8: RF
• 9: DK

Parent Savings (SS) - Question identifier:SS_Q09

What was the value of [First name of child]'s RESP at the end of 2012? Include earnings and interest as well as the Canada Education Savings Grant (CESG) and the Canada Learning Bond (CLB).

Min = 0; Max = 1000000

Parent Savings (SS) - Question identifier:SS_Q10

Was the value of [First name of child]'s RESP at the end of 2012 ...?

• 1: Less than $1,000
• 2: $1,000 to less than $2,000
• 3: $2,000 to less than $3,000
• 4: $3,000 to less than $5,000
• 5: $5,000 to less than $10,000
• 6: $10,000 or more
• 8: RF
• 9: DK

Parent Savings (SS) - Question identifier:SS_Q11

Is this amount specifically intended for [First name of child]?

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Parent Savings (SS) - Question identifier:SS_Q12

How many beneficiaries are there for this RESP?

Min = 2; Max = 20

Savings Incentives (PA) - Question identifier:PA_R01

Now I would like to ask you some general questions about Registered Education Savings Plans (RESPs) and Government of Canada education savings incentives.

Savings Incentives (PA) - Question identifier:PA_Q01

Are you aware of the Canada Education Savings Grant (CESG)? Depending on family income, this grant adds another 20% to 40% on contributions to a Registered Education Savings Plan (RESP).

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Savings Incentives (PA) - Question identifier:PA_Q02

Are you aware of the Canada Learning Bond (CLB)? This money is available to eligible low-income families and includes an initial deposit of $500 into an RESP.

• 1: Yes
• 2: No
• 8: RF
• 9: DK

Savings Incentives (PA) - Question identifier:PA_Q03

You have indicated that you [have/had] savings but [are not using/did not use] an RESP. What are the reasons for not using an RESP?

• 01: Not aware of RESPs
• 02: RESPs are too complicated
• 03: Expected returns on an RESP are not sufficient
• 04: Prefer to use other methods (savings account, trust fund, mutual funds, GIC's)
• 05: Risk of losing earnings if child does not attend postsecondary education
• 06: Lack of flexibility (cannot withdraw money for other needs)
• 07: Do not have the requirements (SIN and/or birth certificate for child)
• 08: Expecting to open RESP later
• 09: Child ineligible for RESP, CESG or CLB (Canada Learning Bond)
• 10: Other - Specify
• 98: RF
• 99: DK

Total Household Income (THI) - Question identifier:THI_Q01

Now a question about your total household income.

What is your best estimate of your total household income received by all household members, from all sources, before taxes and deductions, during the year ending December 31, [current year (minus) 1]?

Income can come from various sources such as from work, investments, pensions or government. Examples include Employment Insurance, Social Assistance, Child Tax Benefit and other income such as child support, spousal support (alimony) and rental income.

Min = -9000000; Max = 90000000

Total Household Income (THI) - Question identifier:THI_Q02

Can you estimate in which of the following groups your household income falls? Was the total household income during the year ending December 31, [current year (minus) 1]... ?

• 1: Less than $50,000, including income loss
• 2: $50,000 and more
• 8: RF
• 9: DK

Total Household Income (THI) - Question identifier:THI_Q03

Please stop me when I have read the category which applies to your household.

Was it... ?

• 1: Less than $5,000
• 2: $5,000 to less than $10,000
• 3: $10,000 to less than $15,000
• 4: $15,000 to less than $20,000
• 5: $20,000 to less than $30,000
• 6: $30,000 to less than $40,000
• 7: $40,000 to less than $50,000
• 8: RF
• 9: DK

Total Household Income (THI) - Question identifier:THI_Q04

Please stop me when I have read the category which applies to your household.

Was it... ?

• 1: $50,000 to less than $60,000
• 2: $60,000 to less than $70,000
• 3: $70,000 to less than $80,000
• 4: $80,000 to less than $90,000
• 5: $90,000 to less than $100,000
• 6: $100,000 to less than $150,000
• 7: $150,000 and over
• 8: RF
• 9: DK

Statement of linkage (CSL) - Question identifier:CSL_R01

Statistics Canada will combine your responses from this survey with information from the Labour Force Survey. Statistics Canada may also add information from other survey or administrative data sources.